Principal Product Manager, Payments

About this Role

This is a pivotal opportunity to shape the future of payments at TrueML Products. As the Principal Product Manager for Payments, you will define the vision, strategy, and roadmap for our core payments platform. You will be instrumental in creating a seamless, secure, and intuitive payment experience that helps consumers on their path to financial health. You will operate with a high degree of autonomy, influencing decisions at the highest levels and setting the standard for product excellence across the organization.

• Define and own the 3-5 year product vision and strategy for TrueML's entire payments platform, creating the north star that aligns executive leadership and guides multiple product and engineering teams.
• Serve as the company’s foremost expert and strategic advisor on payments, monetization, and the FinTech landscape. You will influence multiple roadmaps through meticulously crafted artifacts like vision documents, white papers, and long-range strategies.
• Tackle the most ambiguous and complex challenges facing the business, such as new market entry or responding to disruptive technologies. Your primary role is to create clarity and define the problem space, transforming uncertainty into actionable, high-impact initiatives.
• Lead 0-to-1 initiatives and the long-term architectural evolution of the payments platform, partnering with engineering to design for scale, resilience, and future business needs. You will own the strategic relationships with key financial partners and vendors, driving negotiations and shaping our long-term partnership strategy.
• Define and analyze the key business outcomes and performance metrics for the payments platform, focusing on strategic impact, market success, and ROI.

• 10+ years of product management experience, with at least 5+ years specializing in the payments domain at a platform or infrastructure level. We are looking for seniority and deep, hands-on expertise.
• Recognized as a subject matter expert in the global payments ecosystem. Your expertise must include the full payment lifecycle (authorization, settlement, reconciliation), major payment methods (Card Networks, ACH, Digital Wallets), and the economic drivers (interchange, processor fees).
• Mastery of the regulatory and compliance landscape (PCI DSS, Nacha) is a core requirement, not optional.
• A track record of influencing without direct authority, using data and compelling narratives to align senior leaders and multiple teams around a single vision.
• Exceptional ability to create clarity from ambiguity, developing sophisticated, data-backed business cases and financial models for multi-million dollar initiatives.
• Experience partnering directly with Architects and Principal or Staff-level engineers on complex architectural and platform-level decisions.
• Bachelor's degree in Computer Science, Business, Engineering, or a related field, or equivalent practical experience.