Director, Commercial Card Product Strategy Manager

Do you want your voice heard and your actions to count?

Discover your opportunity with Mitsubishi UFJ Financial Group (MUFG), one of the world’s leading financial groups. Across the globe, we’re 150,000 colleagues, striving to make a difference for every client, organization, and community we serve. We stand for our values, building long-term relationships, serving society, and fostering shared and sustainable growth for a better world.

With a vision to be the world’s most trusted financial group, it’s part of our culture to put people first, listen to new and diverse ideas and collaborate toward greater innovation, speed and agility. This means investing in talent, technologies, and tools that empower you to own your career.

Join MUFG, where being inspired is expected and making a meaningful impact is rewarded.

The selected colleague will work at an MUFG office or client sites four days per week and work remotely one day. A member of our recruitment team will provide more details.

Position Summary:

As a Product Strategy Manager, you will play an integral role in shaping the strategic direction and execution of payment systems within our organization, driving innovation, efficiency, and profitability. This position requires a blend of analytical and strategic expertise within financial services, technology, and business operations. You will be responsible for defining and driving strategy and product development with measurable P&L impact.

The Product Strategy Manager will implement and manage payment solutions that enhance customer experience and align with MUFG’s financial and strategic goals. Key responsibilities include analyzing payment trends, optimizing platforms, and ensuring compliance with regulatory frameworks.

Major Responsibilities:

• Develop a robust payments strategy aligned with organizational objectives.
• Enhance payment processes to improve customer satisfaction and operational efficiency.
• Identify and implement innovative payment solutions.
• Collaborate with cross-functional teams to integrate payment strategies into broader business plans.

• Analyze market trends, competitor strategies, and customer preferences to craft a payments strategy.
• Define short-term and long-term payment initiatives that support growth and scalability.
• Recommend solutions for improving payment reliability, speed, and security.
• Oversee the implementation and optimization of payment platforms, gateways, and methods.
• Ensure seamless integration of payment systems with existing technology infrastructure.
• Evaluate payment technologies, including mobile payments and alternative methods.
• Monitor payment-related financial metrics, including transaction volumes, costs, and revenue generation.
• Identify risks associated with payment systems and develop mitigation strategies.
• Ensure compliance requirements are met.
• Work closely with product teams to ensure payment features align with user needs.
• Partner with marketing to promote new payment options and educate customers.
• Collaborate with IT teams for technical support and updates on payment platforms.
• Oversee contract negotiations.
• Build out project plans, including business requirements, project planning, and managing expected ROIs

Qualifications:

• Bachelor’s degree in Business Administration, Finance, Economics, or a related field preferred.

• Minimum of 8-10 years of experience in payments, financial services, or strategic roles.
• Prior exposure to eCommerce and fintech environments is highly desirable.

• Strong analytical skills to interpret data and trends.
• Excellent project management and organizational abilities.
• Effective communication and presentation skills to convey complex ideas.
• Proficiency in payment technologies and platforms.
• Thorough understanding of global payment regulations and compliance standards.

• Driving growth through the adoption of cutting-edge payment technologies.
• Enhancing customer retention by providing seamless payment experiences.
• Positioning the company as a leader in the Commercial Card industry.

The typical base pay range for this role is between $190K - $215K depending on job-related knowledge, skills, experience and location. This role may also be eligible for certain discretionary performance-based bonus and/or incentive compensation. Additionally, our Total Rewards program provides colleagues with a competitive benefits package (in accordance with the eligibility requirements and respective terms of each) that includes comprehensive health and wellness benefits, retirement plans, educational assistance and training programs, income replacement for qualified employees with disabilities, paid maternity and parental bonding leave, and paid vacation, sick days, and holidays. For more information on our Total Rewards package, please click the link below.

MUFG Benefits Summary

We will consider for employment all qualified applicants, including those with criminal histories, in a manner consistent with the requirements of applicable state and local laws (including (i) the San Francisco Fair Chance Ordinance, (ii) the City of Los Angeles’ Fair Chance Initiative for Hiring Ordinance, (iii) the Los Angeles County Fair Chance Ordinance, and (iv) the California Fair Chance Act) to the extent that (a) an applicant is not subject to a statutory disqualification pursuant to Section 3(a)(39) of the Securities and Exchange Act of 1934 or Section 8a(2) or 8a(3) of the Commodity Exchange Act, and (b) they do not conflict with the background screening requirements of the Financial Industry Regulatory Authority (FINRA) and the National Futures Association (NFA). The major responsibilities listed above are the material job duties of this role for which the Company reasonably believes that criminal history may have a direct, adverse and negative relationship potentially resulting in the withdrawal of conditional offer of employment, if any.

The above statements are intended to describe the general nature and level of work being performed. They are not intended to be construed as an exhaustive list of all responsibilities duties and skills required of personnel so classified.

We are proud to be an Equal Opportunity Employer and committed to leveraging the diverse backgrounds, perspectives and experience of our workforce to create opportunities for our colleagues and our business. We do not discriminate on the basis of race, color, national origin, religion, gender expression, gender identity, sex, age, ancestry, marital status, protected veteran and military status, disability, medical condition, sexual orientation, genetic information, or any other status of an individual or that individual’s associates or relatives that is protected under applicable federal, state, or local law.