Insurance Product Manager

About Stand

Stand is a new technology and insurance company revolutionizing how society assesses, mitigates, and adapts to climate risks. Our leadership team has extensive experience in insurance, technology, and climate science: building billions in market value at prior ventures. At Stand, we are rethinking how insurance enables proactive, science-driven resilience.

Existing insurance models often rely on broad exclusions, leaving homeowners without options. At Stand, we leverage advanced deterministic models and cutting-edge analytics to provide personalized risk assessments—helping homeowners secure coverage and take proactive steps toward resilience.

We are not sponsoring Visas at this time

Role Summary: Our Insurance Product Manager role offers you the opportunity to design and launch innovative homeowners' products in some of the most challenging, catastrophe-exposed markets. You’ll shape market strategy, drive regulatory filings, and translate insights into technology requirements—all while constantly monitoring performance and refining products. As an analytic builder and innovator, you’ll play a pivotal role in expanding Stand’s climate-first offerings and redefining how homeowners' insurance works in high-risk regions.

Core Responsibilities:

• Develop and launch new homeowners, condo, and dwelling fire programs in catastrophe-exposed markets, including market strategy, regulatory filings, and business requirements for technology implementation

• Help create and monitor post-implementation reporting to constantly evaluate the performance of the business, including sales, underwriting quality metrics, and geographic spread of risk

• Gather and synthesize market intelligence via competitor rate filings, collaboration with Sales and Underwriting teams, and any other competitive intelligence we can source

• Maintain launched products with follow up filings, introducing new enhancements, and aiding other departments by guiding decision-making with tools and analytics

• Support other initiatives as strategic opportunities dictate

What We’re Looking For:

Work Experience

• Minimum 5+ years of insurance product or state management experience with extensive exposure to ratemating, underwriting, and policy forms

• Minimum 3+ years of Homeowners experience

• Proven ability to build rating algorithms and monitoring templates, with the technical acumen and communication skills to deliver clear insights to leadership

• Florida-specific experience is preferred; other hurricane-exposed market experience is a plus

Software/Technical Experience

• Strong competency with Microsoft Excel

• Competency with geospatial mapping tools, such as ArcGIS or QGIS

• SQL or other data querying language preferred

• Experience creating within a business intelligence tool, such as Omni, Looker, PowerBI, etc. a plus

Details:

• Full-time, (location varies)

• You'll report to the Head of New Markets and work closely with our underwriting and sales teams

• Strong-fit role for an analytic builder with a passion for innovation

Compensation:

The annual base salary range for full-time employees in this position is $125,000 to $150,000 + meaningful Equity Grant.

Compensation decisions are dependent on several factors, including, but not limited to, an individual’s qualifications, location where the role is to be performed, internal equity, and alignment with market data.

Additional Benefits:

• Comprehensive benefits including above-market Health, Dental, Vision

• Weekly lunch stipend

• Flexible time off

• 401k plan
  

Why Join Stand?

At Stand, you’ll be part of a mission-driven team redefining how insurance intersects with climate resilience. This is a unique opportunity to build something transformative—leveraging advanced technology, underwriting expertise, and data-driven insights to create a smarter, more adaptive insurance model.

Equal Opportunity Employment

Stand is an equal opportunity employer and does not discriminate on the basis of protected veteran status, disability, or other legally protected status. We believe that diversity enriches the workplace, and we are committed to growing our team with the most talented and passionate people from every community.

Stand Insurance is committed to providing an inclusive and accessible recruitment process. If you require any accommodations during the application or interview process, please let us know by contacting [email protected]. We will work with you to ensure you have the support you need to participate fully.

Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.