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Full Stack Engineer - job 1 of 2

Backend Software Engineer - Payments & Digital Money

Location: New York (Hybrid)

Compensation: $150K - $180K

We are a lean and mighty team of passionate builders, funded by top investors in fintech and crypto, focused on empowering the next generation of money and financial products globally. We are seeking a Backend Software Engineer to join us at the cutting edge intersection of real-world payments and digital money, where you will deliver massive impact within a small, quickly growing company.

You will be a critical part of defining our technical and product roadmap, contributing directly to our core backend infrastructure. This role involves rapid feature shipping, large-scale system scaling, and integrating with diverse third-party services and smart contracts across multiple chains. You will have the freedom to explore ideas, impact the company's vision, and grow into the role that best aligns with your personal goals.

What You'll Do:

  • Be a critical part of the technical and product roadmap discussions and strategy.
  • Contribute to our backend and integrate a variety of third-party services.
  • Scale our infrastructure to support millions of end users globally.
  • Rapidly ship new capabilities and features to our customers.
  • Help drive the architectural decisions of a rapidly evolving product.
  • Interact with smart contracts across multiple chains.
  • Proven experience with Node.js and other backend technologies.
  • A builder mentality—someone who experiments with side projects and has a strong drive for execution.
  • Must be crypto maxi or crypto curious (strong interest in digital money and blockchain).

Preferred Experience (Nice-to-Haves):

  • Experience in Fintech (neobank or card issuing experience is a plus).
  • Direct experience with smart contracts.
  • Compensation & Equity: Competitive salary ($150K - $180K) plus an equity option plan for all employees to benefit from our success.
  • Time Off: Unlimited Time Off policy with a required 10 days minimum to ensure teammates take time for themselves.
  • Flexible Working: Fully flexible workplace—work from home or come into the office as preferred, maximizing comfort and productivity.
  • Health & Wellness: Comprehensive, easy-to-access benefits (Health, Dental, Vision) with the company paying a percentage for employees and their dependents (US employees).
  • 100% company-subsidized life insurance plan.
  • Use of company card for eligible health and wellness spending (gym memberships, fitness classes, etc.).
  • Product Perks: Receive a company card to utilize our core products and services for testing and knowledge.
  • Team Bonding: Participation in global Team Summits to strengthen relationships and alignment.

Due to the high volume of applications we anticipate, we regret that we are unable to provide individual feedback to all candidates. If you do not hear back from us within 4 weeks of your application, please assume that you have not been successful on this occasion. We genuinely appreciate your interest and wish you the best in your job search.

Commitment to Equality and Accessibility:

At MLabs, we are committed to offer equal opportunities to all candidates. We ensure no discrimination, accessible job adverts, and providing information in accessible formats. Our goal is to foster a diverse, inclusive workplace with equal opportunities for all. If you need any reasonable adjustments during any part of the hiring process or you would like to see the job-advert in an accessible format please let us know at the earliest opportunity by emailing [email protected].

MLabs Ltd collects and processes the personal information you provide such as your contact details, work history, resume, and other relevant data for recruitment purposes only. This information is managed securely in accordance with MLabs Ltd’s Privacy Policy and Information Security Policy, and in compliance with applicable data protection laws. Your data may be shared only with clients and trusted partners where necessary for recruitment purposes. You may request the deletion of your data or withdraw your consent at any time by contacting [email protected].

Average salary estimate

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Full-time, hybrid
DATE POSTED
November 5, 2025
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