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Analytics Lead, Full Stack

Affirm is reinventing credit to be honest and consumer-friendly. We are seeking an Analytics Lead, Full Stack to define and execute backbook risk strategy, build robust forecasting and provisioning frameworks, and partner closely with Credit Risk, ML, Product, Engineering, Finance and Operations to drive risk-informed decision making across domestic and international portfolios. This role is remote-first with occasional national and international travel (~10%).

Skills

  • Understanding of economic and accounting principles, financial markets, and financial reporting
  • Proficiency in SQL, Python, and Excel (including Macros/VBA)
  • Experience with BI tools (e.g., Qlik, Power BI)
  • Risk modeling expertise (credit and market risk) and macro trend assessment
  • Data analytics, financial modeling, and model validation experience
  • Experience with provisions, budgeting, and project management
  • Strong stakeholder management and cross-functional communication

Responsibilities

  • Define and operationalize backbook risk strategy and company risk appetite in partnership with cross-functional teams.
  • Develop and maintain robust backbook risk forecasting that incorporates strategy changes, statistical analyses, and macroeconomic inputs.
  • Design, implement, and evolve repayment and modification tool strategies and policies.
  • Develop and maintain risk management frameworks and provisioning for international backbooks.
  • Translate observed backbook performance and macro outlook into actionable improvements across Frontbook and Backbook risk, Provisions, and Product.
  • Collaborate with ML, Product, Engineering, Finance, and Operations to validate models and integrate analytics into production workflows.
  • Communicate findings and recommendations to senior stakeholders and support decision-making with clear, data-driven narratives.
  • Occasional travel (~10%) to unanticipated worksites domestically and internationally.

Education

  • Master's degree (or foreign equivalent) in Management Studies, Computer Science, Mathematics, Physics, Business Administration, or related field
  • Minimum of 4 years of relevant professional experience in risk analytics, financial modeling, or similar roles

Benefits

  • 100% subsidized medical coverage for employees and dependents (medical, dental, vision)
  • Equity opportunities and employee stock purchase plan (ESPP)
  • Monthly stipends for health, wellness, and technology spending
  • Flexible spending wallets and lifestyle stipends
  • Competitive vacation and holiday time off
  • Remote-first work model with flexibility and occasional in-office expectations for proximal roles
  • Inclusive interview process with reasonable accommodation support
To read the complete job description, please click on the ‘Apply’ button
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Average salary estimate

$195000 / YEARLY (est.)
min
max
$160000K
$230000K

If an employer mentions a salary or salary range on their job, we display it as an "Employer Estimate". If a job has no salary data, Rise displays an estimate if available.

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BADGES
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CULTURE VALUES
Inclusive & Diverse
Collaboration over Competition
Growth & Learning
Transparent & Candid
FUNDING
DEPARTMENTS
SENIORITY LEVEL REQUIREMENT
TEAM SIZE
SALARY RANGE
$160,000/yr - $230,000/yr
EMPLOYMENT TYPE
Full-time, remote
DATE POSTED
September 25, 2025
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