Sr. Financial Crimes Analyst, Internal Investigations

Varo is an entirely new kind of bank. All digital, mission-driven, FDIC insured and designed for the way our customers live their lives. A bank for all of us.

Varo’s Fraud Governance Team is composed of curious, analytical, and impact-driven professionals who are dedicated to strengthening controls, driving accountability, and safeguarding our customer and the organization from misuse. We are looking for a new colleague to join us as a Senior Financial Crimes Analyst, focusing on internal investigations while also contributing to broader fraud governance initiatives. This role is part of a specialized group responsible for leading sensitive internal fraud investigations, assessing risks across fraud domains, and supporting cross-functional governance efforts that shape policy, risk frameworks, and oversight. Success in this role isn’t just about technical expertise-it’s about bringing curiosity, energy, and a great attitude to the team everyday.

• Conducting Investigations into potential internal employee fraud, misconduct, and abuse including third party vendors/contractors.
• Conduct interviews, review transaction monitoring alerts, and investigate complex and high-priority cases.
• Drive process improvements and control enhancements, coordinating with the analytics team to ensure effective integration. 
• Identify suspicious activity in case investigations and make appropriate filings/notifications.
• Collaborate cross-functionally with various teams to resolve escalated issues.
• Review extensive datasets from internal systems and tools, analyzing the data and extracting key insights 
• Support adjacent fraud governance workflows as needed, contributing to broader risk management initiatives.

• 3-5 years of experience conducting internal investigations into employee misconduct, insider fraud, or abuse, with a background in banking or financial services. 
• Knowledge of Suspicious Activity Reporting (SAR) requirements. 
• Strong understanding of internal fraud and financial crime typologies, regulatory expectations, and industry best practices. 
• Demonstrated success in change leadership, flexibility and adaptability  
• Excellent data analysis skills, with the ability to find, analyze, and extract key findings.
• A strong sense of accountability and the ability to work collaboratively across multiple departments.
• Excellent written and verbal communication skills, interpersonal and collaborative skills, and the ability to concisely present key findings to senior leaders.
• Integrity, discretion, curiosity and a proactive, positive attitude. 
• Proficient in Microsoft suite and other software.

We recognize not everyone will have all of these requirements. If you meet most of the criteria above and you’re excited about the opportunity and willing to learn, we’d love to hear from you!

About Varo

Varo launched in 2017 with the vision to bring the best of fintech into the regulated banking system. We’re a new kind of bank – all-digital, mission-driven, FDIC-insured, and designed around the modern American consumer. 

As the first consumer fintech to be granted a national bank charter in 2020, we make financial inclusion and opportunity for all a reality by empowering everyone with the products, insights, and support they need to get ahead. Through our core product offerings and suite of customer-first features, we aim to address a broad range of consumer needs while profitably serving underserved communities that have been historically excluded from the traditional financial system.

Learn more about Varo by following us:

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LinkedIn - https://www.linkedin.com/company/varobank

Varo is an equal opportunity employer. Varo embraces diversity and we are committed to building teams that represent a variety of backgrounds, perspectives, and skills. All applicants will be considered for employment without attention to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran or disability status.

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