Senior Compliance Analyst

Sr. Compliance Analyst

As a Sr. Compliance Analyst, you will monitor and ensure that the activities of Kikoff are in compliance with legal and regulatory standards and internal policies. As a part of the compliance analyst’s role, you will be involved in developing policies and strategies and implementing them in a timely manner. The role requires performing periodic audits and designing control systems that augment the efficiency within the framework of the internal regulations and policies. From leading training sessions to adhering to compliance regulations while implementing them, this role requires an analytical person, who knows the industry and its trends. Most importantly, you will help guide cross functional groups on the most efficient path to meet its regulatory and compliance obligations.

Job Responsibilities

• Implement and maintain compliance programs, policies, and procedures to align with relevant financial laws and regulations.

• Conduct regular risk assessments to identify potential compliance issues and risks, then develop strategies to mitigate these risks that balance rigor and efficiency

• Monitor day-to-day operations for suspicious activities, review marketing materials, and conduct audits to ensure adherence to internal policies and external regulations.

• Prepare and submit compliance reports to management, oversight committees, and partners

• Collaborate with internal and external auditors, as well as other departments, to ensure comprehensive compliance efforts.

• Partner with Product, Engineering, and Ops teams to map compliance requirements for new features, products, and partnerships

Job Qualifications

• 5+ years work experience with 2+ years experience working with financial regulations and processes, such as BSA, AML, UDAAP, FCRA, KYC/CIP, CAN-SPAM etc at a Fintech and/or Financial Institution.

• Familiarity with the bank partnership model, including diligence and onboarding processes

• Excellent verbal and written communication skills to effectively advise management and train staff.

• Ability to analyze complex data and regulatory changes, and to identify risks and develop practical solutions

• Partner with Product, Engineering, and Ops teams to map compliance requirements for new features, products, and partnerships

Kikoff: A FinTech Unicorn Powering Financial Progress with AI
At Kikoff, our mission is to provide radically affordable financial tools to help consumers achieve financial security. We're a profitable, high growth FinTech unicorn serving millions of people, many of whom are building credit or navigating life paycheck to paycheck. With innovative technology and AI, we simplify credit building, reduce debt, and expand access to financial opportunities to those who need them the most. Founded in 2019, Kikoff is headquartered in San Francisco and backed by top-tier VC investors and NBA star Stephen Curry.

Why Kikoff:

This is a consumer fintech startup, and you will be working with serial entrepreneurs who have built strong consumer brands and innovative products. We value extreme ownership, clear communication, a strong sense of craftsmanship, and the desire to create lasting work and work relationships. Yes, you can build an exciting business AND have real-life real-customer impact.

💰 US salary range for this full-time position consists of base + equity + benefits

🏥 Medical, dental, and vision coverage - Kikoff covers the full cost of health insurance for the employee!

Visa sponsorship available: Kikoff is willing to provide sponsorship for H1-B visas and U.S. green cards for exceptional talent.

Equal Employment Opportunity Statement:

Kikoff Inc. is an equal opportunity employer. We are committed to complying with all federal, state, and local laws providing equal employment opportunities and considers qualified applicants without regard to race, color, religion, creed, gender, national origin, age, disability, veteran status, marital status, pregnancy, sex, gender expression or identity, sexual orientation, citizenship, or any other legally protected class.

Please reference the following information for more information:https://www.eeoc.gov/sites/default/files/migrated_files/employers/poster_screen_reader_optimized.pdfhttps://www.dol.gov/ofccp/regs/compliance/posters/pdf/OFCCP_EEO_Supplement_Final_JRF_QA_508c.pdf 

If you need reasonable accommodation for a job opening please connect with us at [email protected] and describe the specific accommodation requested for a disability-related limitation. Reasonable accommodations are modifications or adjustments to the application or hiring process that would enable you to fully participate in that process.

San Francisco Fair Chance Ordinance: Pursuant to the San Francisco Fair Chance Ordinance, Kikoff will consider for employment qualified applicants with arrest and conviction records.