Compliance Director, Community Reinvestment Act (US)

Work Location:

Hours:

Pay Details:

TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs. 

As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.

Line of Business:

Job Description:

The Compliance Director, Community Reinvestment Act oversees the compliance function dedicated to supporting TDBNA and TDBUSA, NA in complying with CRA and in achieving and maintaining an Outstanding CRA rating from our primary banking regulator. The role supports the Banks in the development, implementation, and maintenance of a CRA regulatory compliance program through compliance activities across various lines of business and operating departments. This role interacts with executive management, our key regulators and with industry organizations and community activist groups. The role also leads analytics and reporting related to CRA performance and is a lead in managing CRA examinations by our primary regulator.

Depth & Scope:

• Provides people management leadership by hiring the best talent, setting goals, developing staff, managing employee performance and compensation decisions, promoting teamwork, and handling any/all disciplinary actions, as required

• Serves as a subject matter expert on the Community Reinvestment Act and works with the business to oversee compliance with the Act and to support CRA related initiatives

• Serves as the Compliance owner or resource on projects involving CRA compliance

• Oversees the compliance function dedicated to supporting TDBNA and TDBUSA,NA in achieving and maintaining an Outstanding CRA rating from our primary banking regulator

• Supports the Banks in the development, implementation, and maintenance of a CRA regulatory compliance program through compliance activities across various lines of business and operating departments

• Provides oversight and guidance on regulatory matters and independently assesses whether the  CRA Program and controls are sufficient to achieve ongoing compliance with the technical requirements of the CRA 

• Submits regulatory reports/filings to our primary regulator

• Interacts with executive management, our key regulators and with industry organizations and community activist groups

• Leads analytics and reporting related to CRA performance and is a lead in managing CRA examinations by our primary regulator

Education & Experience:

• Bachelor's degree or equivalent experience required

• 10+ Years of related experience

• Certified Regulatory Compliance Manager (CRCM) strongly preferred

• Demonstrated in-depth working knowledge of applicable laws and regulations

• Proven ability to develop project plans and independently coordinate and complete project

• Excellent written and verbal communication skills including a demonstrated ability to clearly provide written reports that accurately and clearly summarize issues and present solutions in an understandable and logical manner

• Proven ability to influence others' actions and decisions without express authority

Who We Are:
TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we deliver legendary customer experiences to over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to the Bank, those we serve, and the economies we support. We are guided by our vision to Be the Better Bank and our purpose to enrich the lives of our customers, communities and colleagues. 

TD is deeply committed to being a leader in customer experience, that is why we believe that all colleagues, no matter where they work, are customer facing. As we build our business and deliver on our strategy, we are innovating to enhance the customer experience and build capabilities to shape the future of banking. Whether you’ve got years of banking experience or are just starting your career in financial services, we can help you realize your potential. Through regular leadership and development conversations to mentorship and training programs, we’re here to support you towards your goals. As an organization, we keep growing – and so will you.

Our Total Rewards Package

Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical and mental well-being goals. Total Rewards at TD includes base salary and variable compensation/incentive awards (e.g., eligibility for cash and/or equity incentive awards, generally through participation in an incentive plan) and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off (including Vacation PTO, Flex PTO, and Holiday PTO), banking benefits and discounts, career development, and reward and recognition. Learn more

Additional Information:
We’re delighted that you’re considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we’re committed to providing the support our colleagues need to thrive both at work and at home.

Colleague Development
If you’re interested in a specific career path or are looking to build certain skills, we want to help you succeed. You’ll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. Whether you have a passion for helping customers and want to expand your experience, or you want to coach and inspire your colleagues, there are many different career paths within our organization at TD – and we’re committed to helping you identify opportunities that support your goals.

Training & Onboarding
We will provide training and onboarding sessions to ensure that you’ve got everything you need to succeed in your new role.

Interview Process
We’ll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.

Accommodation

TD Bank is an equal opportunity employer.  All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, status as a protected veteran or any other characteristic protected under applicable federal, state, or local law.

If you are an applicant with a disability and need accommodations to complete the application process, please email TD Bank US Workplace Accommodations Program at USWAPTDO@td.com.  Include your full name, best way to reach you and the accommodation needed to assist you with the applicant process.