Head of Underwriting

About Stand

Stand is a new technology and insurance company revolutionizing how society assesses, mitigates, and adapts to climate risks. Our leadership team has extensive experience in insurance, technology, and climate science: building billions in market value at prior ventures. At Stand, we are rethinking how insurance enables proactive, science-driven resilience.

Existing insurance models often rely on broad exclusions, leaving homeowners without options. At Stand, we leverage advanced deterministic models and cutting-edge analytics to provide personalized risk assessments—helping homeowners secure coverage and take proactive steps toward resilience.

Role summary:

Our Head of Underwriting (Florida) role offers the chance to shape the future of climate-first insurance by building and leading underwriting excellence from the ground up. You’ll set performance benchmarks, refine guidelines, and harness technology to drive efficiency and strong book performance. As a key partner to leadership, you’ll play a pivotal role in launching new markets and products—making a direct impact on how Stand redefines homeowners insurance.

Core Responsibilities:

• Collaborate with leadership to establish performance benchmarks reflecting an effective and efficient underwriting team

• Monitor individual and team performance against the established benchmarks, providing ongoing feedback and coaching to drive continuously improve results

• Ensure ongoing loss performance of the book of business by working with the team on modifying any underwriting guidelines and working with technology to implement necessary changes

• Maintain underwriting documents and resources, including agent training documents, vendor SOPs, formal underwriting guidelines, and other pertinent documents

• Collaborate with the Head of New Markets on guidelines and underwriting considerations when launching a new product or state

What We’re Looking For:

• Minimum 7+ years of personal lines property experience, with at least 2 years of management experience

• Proficiency establishing and managing KPIs and operational service levels, with an eye for eliminating bottlenecks and improving efficiency

• Acumen with data vendors and usage in automated underwriting workflows

• Demonstrated homeowners market knowledge and acumen, having both standard and high value exposure is a plus

• Florida specific experience is strongly preferred

Details:

• Full-time, (location varies)

• You'll report to the Head of New Markets and work closely with our vendors who support our underwriting and operations functions

• Strong-fit role for someone enthusiastic to lay the foundation for ongoing underwriting excellence

Compensation:

The annual base salary range for full-time employees in this position is $150,000 to $175,000 + meaningful Equity Grant.

Compensation decisions are dependent on several factors, including, but not limited to, an individual’s qualifications, location where the role is to be performed, internal equity, and alignment with market data.

Additional Benefits:

• Comprehensive benefits including above-market Health, Dental, Vision

• Weekly lunch stipend

• Flexible time off

• 401k plan

Why Join Stand?

At Stand, you’ll be part of a mission-driven team redefining how insurance intersects with climate resilience. This is a unique opportunity to build something transformative—leveraging advanced technology, underwriting expertise, and data-driven insights to create a smarter, more adaptive insurance model.

Equal Opportunity Employment

Stand is an equal opportunity employer and does not discriminate on the basis of protected veteran status, disability, or other legally protected status. We believe that diversity enriches the workplace, and we are committed to growing our team with the most talented and passionate people from every community.

Stand Insurance is committed to providing an inclusive and accessible recruitment process. If you require any accommodations during the application or interview process, please let us know by contacting [email protected]. We will work with you to ensure you have the support you need to participate fully.

Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.