Product Manager, Capital

About Us

Rho is the all-in-one banking platform for startups and the accountants who support them. With banking set up in minutes, 2% cashback cards, and powerful tools for managing spend, paying bills, and closing the books, Rho helps high-growth startups move fast and stay focused—with support that goes to the ends of the earth to help you win.

About the Role
We are looking for a Product Manager to launch and scale capital (lending) at Rho. This is a high-impact role where you’ll own the strategy, execution, and growth of a new product vertical from the ground up. You will work closely with leaders across Product, Risk, Finance, and Partnerships to build lending products that drive retention, revenue, and customer satisfaction.

This is an opportunity to act like a GM-in-training — combining product craft with commercial ownership. You’ll be responsible for building the foundation of Rho’s lending business and shaping it into a meaningful driver of our growth.

What You’ll Do

• Own the end-to-end product lifecycle for lending, from discovery to launch to scale.

• Define customer needs across venture-backed startups and fast-growing businesses, and translate them into lending solutions.

• Partner with Risk and Finance to design products that balance customer experience with strong credit fundamentals.

• Develop lending as a sustainable business line with clear P&L impact.

• Collaborate cross-functionally with Engineering, Design, Operations, Legal, and external partners to deliver seamless experiences.

• Track performance and iterate quickly to optimize for adoption, portfolio quality, and customer retention.
  

What We’re Looking For

• 5+ years of product management or equivalent experience, ideally with 2+ years in lending, credit, or fintech.

• Understanding of underwriting, credit risk, and lending infrastructure; familiarity with SMB or startup lending is a strong plus.

• Experience building regulated financial products and working closely with Legal/Compliance.

• Commercially minded — comfortable owning financial outcomes, not just features

• Strong analytical and problem-solving skills; able to work with data and financial models to guide decisions.

• Entrepreneurial mindset: excited to build 0→1 products in an ambiguous space.

Compensation & Benefits

Our people are our most valuable asset. The salary range for this role is $181,000 - $246,000. Base salary may vary depending on relevant experience, skills, and business needs. In addition to base pay, Rho offers healthcare benefits, and paid time off.

Diversity at Rho

We’re passionate about building and sustaining an inclusive and equitable environment for all those involved with our mission, including employees, contractors, candidates, customers, and vendors. We believe every member of the Rho community enriches our ability to provide a broad range of ways to understand and engage with the market, identify problems, and drive solutions that align with our mission. We welcome all qualified applications and support each of our Rho’ers with ongoing professional growth opportunities.