Why This Role Matters

Join a team that’s shaping the future of debit processing. As a Product Owner, you’ll play a critical role in driving the Debit Modernization initiative while maintaining and optimizing our legacy debit authorization systems – the backbone of our ATM and payment infrastructure. This is a high-impact role where you’ll collaborate with senior leaders, influence strategic decisions, and help deliver innovative solutions that power millions of transactions every day.

What You’ll Do

This is a dual-focused role with responsibilities across two key areas:

1. Debit Modernization (Strategic & Evolving):

• Partner with Product Management and technology teams to define and refine the product vision and roadmap.

• Lead backlog creation and prioritization for modernization initiatives, including API enablement and integration.

• Drive Solution Planning and PI Planning for this large-scale Agile initiative.

• Collaborate across multiple delivery teams to ensure alignment and transparency.

2. Legacy Debit Authorization Suite (Stable & Critical):

• Own and maintain the backlog for our legacy debit systems (ATH/CMS/PST).

• Ensure continuous backlog grooming and prioritization to meet business and technology needs.

• Support ongoing enhancements and stability for core debit processing.

Day-to-Day Responsibilities:

• Facilitate backlog refinement sessions and Agile ceremonies.

• Write clear, actionable user stories and acceptance criteria.

• Act as the voice of the customer, ensuring features deliver real business value.

• Influence without authority – partnering with senior business and technology leaders.

• Use data and design thinking to inform decisions and measure outcomes.

What You’ll Bring

Education and Experience Required:

• Bachelor’s degree, or equivalent work experience.

• 6+ years in business, analytical, technical, and/or product experience.

Education and Experience Preferred:

• 2+ years as a Product Owner in an Agile environment (Scrum or Kanban).

• Strong experience with Agile routines, Solution Planning, and PI Planning.

• Excellent communication and stakeholder management skills.

• Experience with API enablement and development (Java, .NET, or similar).

• Strong understanding of mainframe development and interconnectivity across the environment.

• Background in debit processing, core banking, or fintech.

• Familiarity with design thinking and digital product development.

• Servant leadership mindset; ability to coach and mentor teams.

• Experience working on large-scale modernization initiatives.

Why You’ll Love It Here

• Impact: Your work will directly influence the future of our debit platform.

• Visibility: Collaborate with senior leadership and cross-functional teams.

• Growth: Opportunities to lead strategic initiatives and expand your product expertise.

• Culture: Collaborative and innovation-driven environment.

Work Model & Office Location

• This is a hybrid position requiring 3 days in-office per week

• Eligible candidates must live within commuting distance to 1 Seneca Street, Buffalo, NY 14203

Ready to shape the future of debit processing? Apply now and make an impact.

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M&T Bank is committed to fair, competitive, and market-informed pay for our employees. The pay range for this position is $115,703.73 - $192,839.55 Annual (USD). The successful candidate’s particular combination of knowledge, skills, and experience will inform their specific compensation.

Location

Buffalo, New York, United States of America