Analyst II, Liquidity

At FNBO, our employees are the heart of our story—and we’re committed to their success! Please see below the details of this career opportunity and how it fits into our organization’s success.

We believe in a Modern, Flexible Workplace, and we are continuously exploring advancements in technology and office environments to make it easier to work from anywhere at any time, allowing for more flexibility in where and how you work. We know that choice and flexibility are important to you. We also recognize that flexible and remote positions can become opportunities for military partners, caregivers, and individuals with disabilities to thrive at our company. We invite you to consider what a Modern, Flexible Workplace can mean for you!

It is anticipated that an incumbent in this role will work onsite for three (3) or more days a week and will have a dedicated workspace when working onsite. Work location is subject to change based on business needs.Support data acquisition, analysis, and visualization for liquidity reporting and strategies. Monitor asset-liability management activities, including liquidity risk, commitments, collateral usage, and trends in deposits and loans. Develop an understanding of business lines and products to support key accountabilities. Manage documentation, procedures, key risk metrics, and the contingency funding plan program. Collaborate on ad-hoc analyses in response to business or regulatory changes.

About This Role:

 

Key Accountabilities

Calculate, monitor and analyze liquidity metrics and forecasts to address daily, mid and long-term requirements.

• Maintain assumptions and calculations for all liquidity policy metrics
• Perform regular analysis and reporting for balance sheet activities, including but not limited to wholesale funding, deposits, loans, and collateral
• Maintain detailed documentation of processes, procedures, and change controls as necessary
• Monitor trends of uninsured and promotional deposit products
• Research regulatory guidance, proactively maintain compliance, and integrate regulatory recommendations as applicable with support of manager

Contingency Funding Plan Program

• Execute standard scenarios
• Gather information related to timing, haircuts, and access assumptions for CFP Core team evaluation
• Coordinate with CFP Core team as needed to maintain preparedness
• Maintain accurate documentation and procedures
• Refresh data to report early warning indicators

Manipulate large datasets through various programming languages or applications (SQL, Business Objects).

• Support data retrieval and explore automation opportunities
• Develop understanding of data limitations, structures, and tools

Visualize data through various tools (Power BI, Excel, PowerPoint).

• Support department needs for interactive dashboards
  • Collaborate with the team to ensure business needs and data limitations are addressed

Communication

• Accountable for preparing OCC liquidity and FDIC reporting
• Work towards leading weekly liquidity meeting and quarterly CFP meeting
• Co-defend annual challenge session

The Ideal Candidate for This Role:

 

Requirements

• Bachelor’s degree in business administration, finance, economics, MIS; or equivalent experience
• Demonstrates a basic understanding of financial and accounting principles, terminology, and concepts, along with familiarity with financial instruments commonly offered by banks.
• Advanced proficiency in programming languages and Microsoft applications, including Excel and Power BI
• Organizational skills for managing and meeting multiple reporting deadlines
• Ability to grasp complex information quickly and accurately
• Attention to detail
• Strong analytical and quantitative skills
• Ability to work collaboratively and effectively within a team environment

Professionalism and Compliance

Exhibit professional behavior and promote positive working relationships. Maintain regular and predictable attendance in alignment with departmental/divisional policy.

Understand and comply with bank policy, laws, regulations, and the bank's BSA/AML Program, as applicable to your job duties.

• Complete compliance training and adhere to internal procedures and controls, as required
• Report any known violations of compliance policy, laws, or regulations
• Report any suspicious customer and/or account activity

Candidates must possess unrestricted work authorization and not require future sponsorship.

Compensation:

 

Compensation range (base pay): $62,047.00-$102,377.00

This role may have a specific starting pay within this range.

Final compensation offer to candidate may vary from posted hiring range based upon work experience, education, and/or skill level.

Benefits Overview:

We offer a variety of benefits designed to keep you and your family physically and financially healthy. Not only do we offer a competitive salary and work-life balance, we offer benefits to match your needs:

• Medical, Dental, Vision Insurance

• 401k, With Matching Contributions

• Time Off Programs

• Health Savings Account (HSA)/Dependent Care

• Employee Banking

• Growth Opportunities

• Tuition Assistance

• Short-Term/Long-Term Disability Insurance

Learn more about FNBO benefits here: https://www.fnbo.com/careers/benefits/.

For additional information regarding compensation and benefits, e-mail FNBO at TAGAdmin@fnni.com. To ensure you receive a response, include the number of this job (listed below) in the subject line of your message.

Job number: R-20250978

Equal Opportunity & Belonging:

FNBO believes that the quality of our employee experience is at the heart of our customer experience. One key pillar of our intended employee experience is Belonging. Belonging means we are committed to fostering a workplace culture where employees of all backgrounds feel valued, recognized, and empowered to be their authentic selves—no matter their role or where they are in their journey.

Learn more here.

FNBO is an equal opportunity employer for all employees and applicants and makes employment decisions without regard to status or identity.

Click here to download 'EEO is The Law' Self-Print Poster

Click here to download 'EEO is The Law' Supplement for Federal Contractors

Click here to download 'EEO is The Law' GINA Supplement

FNBO is an Equal Opportunity/Affirmative Action/Veterans/Disability Employer - Member FDIC

FNBO follows federal law regarding the use of marijuana (this applies to all non-California applicants)

Application Deadline:

All our jobs will be posted for a minimum of 5 calendar days.  Job postings may come down prior to 5 calendar days based on volume of applicants.