Let’s get started
By clicking ‘Next’, I agree to the Terms of Service
and Privacy Policy, and consent to receive emails from Rise
Jobs / Job page
Software Engineer image - Rise Careers
Job details

Software Engineer

About Betterment

Betterment is a leading, technology-driven financial services company that offers investing and retirement solutions for retail investors and investment advisors as well as financial wellness solutions, including a 401(k) for small and medium-sized businesses. Our team is passionate about our mission: making people’s lives better. We’re headquartered in NYC and offer hybrid NY-based positions (three days/ week in-office).

 

About the role

Broker Dealer is the core of the Betterment platform. On a busy day, we securely move millions of dollars through the Betterment system and ensure each transaction flows through a complex series of risk checks for strict regulatory compliance. Every ounce of efficiency and intelligence we pour into this system translates into more value for our customers. We’re looking for engineers to help us answer some of our most difficult backend scaling, software design, and optimization questions. As a Backend Engineer in Broker Dealer, you'll help balance on-time delivery of new platform features alongside system stability and scale.

This role is based out of our NYC office. Below we've reflected the base salary range we would offer for this position. Actual salaries may vary depending on factors including but not limited to location, experience, and performance. The range listed is just one component of Betterment’s total compensation package for employees. 

  • New York City: $145,000 - $170,000

We offer a competitive equity package, health, dental and vision benefits, life and AD&D, short-term and long-term disability insurance, EAP, commuter and parking benefits FSA/HSA, and 401(k) with employer match as well as a flexible PTO policy. This job may also be eligible for variable compensation in the form of a company incentive bonus.  For jobs based out of our NYC HQ, we require in office attendance Tuesday through Thursday, weekly.

 

A day in the life

  • Build innovative trading and money-movement technology that empowers people to make the most of their money so they can live better
  • Solve “impossible” problems. Take your ideas to the next level right away. We experiment, iterate, learn, and repeat
  • Uphold a standard of excellence in your work, continuously seeking improvement and welcoming guidance from more experienced engineers
  • Collaborate with purpose. You’ll work in small groups with other talented thinkers and figure out how to make Betterment’s software even better
  • Gain trust through transparency. We believe in taking the guesswork out of investing. That means a consistent experience for our customers — you’ll build the tools to make it possible
  • Create efficiency. Our software helps customers save time and money. We maintain it through clean code, pragmatic programming, and lean engineering
  • Contribute to an environment of open communication where engineers feel empowered to share ideas and take initiative to solve problems that achieve company objectives

 

What we’re looking for

  • 3+ years professional experience in at least one object-oriented language, preferably Java
  • 3+ years professional experience with SQL and relational databases
  • A strong command of fundamental algorithms and data structures
  • Demonstrated ability to contribute to complex projects and independently deliver small features in established codebases
  • Appreciation for agility and pragmatism in software development

What being at Betterment means for you

We change lives

Join a community of innovators working to transform financial outcomes for real people. Your work will make an impact, always laddering up to our mission: making people's lives better.

We set audacious goals

We set them for the company, our customers, and ourselves—and we won’t stop until we reach them. We don’t just show up; we give our all, then celebrate our wins.

We value all perspectives

When we collaborate, we're at our best. We believe diverse perspectives lead to better outcomes and strive to uphold our supportive and inclusive community.

 We invest in you with:

  • A competitive suite of benefits, including: medical, dental, and vision insurance; life and AD&D insurance; STD and LTD benefits, including infertility support and World Professional Association for Transgender Health approved benefits; and generous parental leave. 
  • Flexible paid time off (and encouragement to use it!)
  • Meaningful opportunity for community building through our 7 Employee Resource Groups
  • Empowerment to own and lead change and affect the business
  • Dedicated professional development opportunities
  • Lunch from our in-house chef three days a week at our NYC headquarters

What happens next

We’ll take a few weeks to review all applications. If we’d like to spend more time with you, we’ll reach out to arrange next steps, which will include 3-4 sets of meetings with your future colleagues.

In the interview process, we’ll look to learn more about your skills, experiences, capabilities, and motivators. Many of our questions will be aimed at understanding how you might operate here at Betterment. Depending on the role, we may ask you to complete a case study exercise or technical assessments, as we want to collect a robust set of data points to better inform our decisions.

On average, it takes us around 3-5 weeks to make a hiring decision, depending on your availability and sense of urgency. As a best practice, we aim to interview at least 2-3 final round candidates before making a hiring decision. Please note that, as we usually receive an overwhelming number of  applications for open positions, we’re unable to offer individual feedback during the interview process. 

We recognize that interviewing for a new role is a big deal. We appreciate you considering Betterment as the next step in your career, and our Recruiting Team is here to support and advocate for you through the interview process!

Betterment is dedicated to providing accommodations to candidates upon request. If you need accommodations at any point throughout the interview process, please reach out to your recruiter. 

Please note that in any materials you submit, you may redact or remove age-identifying information such as age, date of birth, or dates of school attendance or graduation. You will not be penalized for redacting or removing this information.

Come join us! 

We’re an equal opportunity employer and comply with all applicable federal, state, and local fair employment practices laws. We strictly prohibit and do not tolerate discrimination against employees, applicants, or any other covered persons because of race, color, religion, creed, national origin or ancestry, ethnicity, sex, gender (including gender nonconformity and status as a transgender or transsexual individual), sexual orientation, marital status, age, physical or mental disability, citizenship, past, current or prospective service in the uniformed services, predisposing genetic characteristic, domestic violence victim status, arrest records, or any other characteristic protected under applicable federal, state or local law. 

E-Verify Statement

Betterment participates in E-Verify. We will provide the Social Security Administration, and if necessary, the Department of Homeland Security, with information from each new employee’s Form I-9 to confirm work authorization. Please note that we do not use this information to pre-screen job applicants.
E-Verify Notice
E-Verify Notice (Spanish)
Right to Work Notice
Right to Work Notice (Spanish)

CPRA Language - CA Applicants ONLY 

We collect and store personal information for the purposes of candidate tracking (for this role and future opportunities). The information you provide in the course of completing your application will be kept for up to 24 months. We use tools provided by third-party service providers but do not share candidate information for any purpose other than for recruiting. To access the data that is collected, request deletion or to make updates to your candidate profile, please email [email protected]

Betterment Glassdoor Company Review
4.0 Glassdoor star iconGlassdoor star iconGlassdoor star iconGlassdoor star icon Glassdoor star icon
Betterment DE&I Review
No rating Glassdoor star iconGlassdoor star iconGlassdoor star iconGlassdoor star iconGlassdoor star icon
CEO of Betterment
Betterment CEO photo
Jon Stein
Approve of CEO

Average salary estimate

$157500 / YEARLY (est.)
min
max
$145000K
$170000K

If an employer mentions a salary or salary range on their job, we display it as an "Employer Estimate". If a job has no salary data, Rise displays an estimate if available.

Similar Jobs
Photo of the Rise User
Anduril Industries Hybrid Seattle, Washington, United States
Posted 12 hours ago

Anduril is hiring a Modeling, Simulation, and Analysis Software Engineer in Seattle to build high-fidelity, physics-based mission simulations and tools that inform tactics, autonomy, and system integration.

Posted 9 hours ago

Tahoe Therapeutics seeks an experienced Cloud/Software Architect to design and operate scalable, secure AWS-based infrastructure for its large-scale data and ML platforms.

Posted 5 hours ago

Senior Backend Engineer sought to architect and operate scalable microservices and APIs that power cutting-edge voice and AI products for a top AI technology partner.

Photo of the Rise User
Posted 59 minutes ago

Promise is hiring a Forward Deployed Engineer to lead technical integrations of its payment-relief platform with utilities and government partners, balancing hands-on engineering with customer-facing implementation work.

Photo of the Rise User
Posted 2 hours ago

TherapyNotes is hiring a Software Development Manager to lead and mentor multiple agile engineering teams building their behavioral-health SaaS platform.

Posted 4 hours ago

Experienced backend engineer needed to design and implement a PIM migration and integrations for a fast-growing lifestyle design marketplace while working 100% remotely.

Photo of the Rise User
Substack Hybrid No location specified
Posted 8 hours ago
Fast-Paced
Startup Mindset
Inclusive & Diverse
Collaboration over Competition

Substack is seeking a Systems Engineer to design and operate resilient, scalable backend infrastructure that powers its subscription-based publishing platform.

Photo of the Rise User
Posted 24 hours ago

Lead and grow a core AI cloud platform team at Lambda to deliver cluster lifecycle automation, governance capabilities, and enterprise-grade platform features with a focus on reliability and product-driven execution.

Posted 3 hours ago

Lila Sciences is hiring a Senior Backend Engineer to build Python-based services, APIs, and cloud infrastructure that power an autonomous scientific platform and support cross-functional ML and lab teams.

Work with a top-tier research team in Seattle to optimize inference pipelines for large foundation models, improving latency, throughput, and efficiency at scale.

Clipbook Hybrid No location specified
Posted 16 hours ago

Lead and scale Clipbook’s engineering team as an Engineering Manager, balancing hands-on technical contributions with building a high-performance, customer-focused engineering organization.

Posted 6 hours ago

Abile Group seeks an experienced Sr. SharePoint Developer to lead SharePoint development, customization, and administration in support of Intelligence Community IT services.

Posted 3 hours ago

Lead a small engineering team to design, deploy, and maintain X12-based interoperability services powering provider–payer connections within Innovaccer's healthcare platform.

MATCH
Calculating your matching score...
BADGES
Badge Future MakerBadge InnovatorBadge Rapid Growth
FUNDING
SENIORITY LEVEL REQUIREMENT
TEAM SIZE
EMPLOYMENT TYPE
Full-time, hybrid
DATE POSTED
September 13, 2025
Risa star 🔮 Hi, I'm Risa! Your AI
Career Copilot
Want to see a list of jobs tailored to
you, just ask me below!