Financial Analyst - Finance - job 3 of 3

At American Express, our culture is built on a 175-year history of innovation, shared values and Leadership Behaviors, and an unwavering commitment to back our customers, communities, and colleagues. As part of Team Amex, you'll experience this powerful backing with comprehensive support for your holistic well-being and many opportunities to learn new skills, develop as a leader, and grow your career.

Here, your voice and ideas matter, your work makes an impact, and together, you will help us define the future of American Express.

About Credit & Fraud Risk Finance

Credit & Fraud Risk (CFR) Finance team delivers fact-based, decision-driven and high-impact credit-risk related insights and deep analytics, P&L stress tests to support regulatory views and governance processes and the forecasting of Net Loss Provision. The key objective is to drive prudent financial decisions and support credit-risk strategies while ensuring adherence to governance and controls. This position will be part of a highly talented team with strong intellectual curiosity.

About The Financial Analyst Role

The Financial Analyst will be responsible for supporting the forecasting of key P&L lines and related analysis. This position offers the opportunity to understand the dynamics of external (economic) and internal (key metrics) drivers of Amex’s P&L, support senior management with key analysis, and collaborate with multiple cross-functional partners.

Impact You’ll Make:

• Support development of financial projections across different macroeconomic environments to support various stress testing exercises across AXP, including Bank Holding Company and local market
• Support the development and implementation of an automated solution for forecasting using enterprise data systems such as TM1
• Execute on the team’s data governance, documentation, and process and controls efforts
• Develop ad-hoc analyses in support of the overall stress testing process

What You’ll Bring

• Strong Excel skills, including modeling large amounts of data while maintaining strict controls on data quality
• Experience with PowerPoint and the ability to create impactful and cohesive presentations for Senior Management
• Strong understanding of credit card economics
• Experience with SQL/TM1 preferred

 Skills to be Successful in the Role:

• Highly motivated individual with an ability to drive results
• Ability to handle high pressure environment with aggressive deadlines
• Growth Mindset – Positive and adaptable to a fast paced and dynamic environment
• Excellent communication skills – both verbal and written
• Strong organizational skills and attention to detail

 Minimum Qualifications:

• 1 year + of experience in financial services or related field
• Bachelor's degree in finance or related field

Salary Range: $55,000.00 to $105,000.00 annually + bonus + benefits

The above represents the expected salary range for this job requisition. Ultimately, in determining your pay, we’ll consider your location, experience, and other job-related factors.

We back you with benefits that support your holistic well-being so you can be and deliver your best. This means caring for you and your loved ones' physical, financial, and mental health, as well as providing the flexibility you need to thrive personally and professionally:

• Competitive base salaries 
• Bonus incentives 
• 6% Company Match on retirement savings plan 
• Free financial coaching and financial well-being support 
• Comprehensive medical, dental, vision, life insurance, and disability benefits 
• Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need 
• 20+ weeks paid parental leave for all parents, regardless of gender, offered for pregnancy, adoption or surrogacy 
• Free access to global on-site wellness centers staffed with nurses and doctors (depending on location) 
• Free and confidential counseling support through our Healthy Minds program 
• Career development and training opportunities

For a full list of Team Amex benefits, visit our Colleague Benefits Site.

American Express is an equal opportunity employer and makes employment decisions without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran status, disability status, age, or any other status protected by law. American Express will consider for employment all qualified applicants, including those with arrest or conviction records, in accordance with the requirements of applicable state and local laws, including, but not limited to, the California Fair Chance Act, the Los Angeles County Fair Chance Ordinance for Employers, and the City of Los Angeles’ Fair Chance Initiative for Hiring Ordinance. For positions covered by federal and/or state banking regulations, American Express will comply with such regulations as it relates to the consideration of applicants with criminal convictions.

We back our colleagues with the support they need to thrive, professionally and personally. That's why we have Amex Flex, our enterprise working model that provides greater flexibility to colleagues while ensuring we preserve the important aspects of our unique in-person culture. Depending on role and business needs, colleagues will either work onsite, in a hybrid model (combination of in-office and virtual days) or fully virtually.

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*Employment eligibility to work with American Express in the U.S. is required as the company will not pursue visa sponsorship for these positions.