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Staff SW Engineer - C/C++

Company Description

Visa is a world leader in payments and technology, with over 259 billion payments transactions flowing safely between consumers, merchants, financial institutions, and government entities in more than 200 countries and territories each year. Our mission is to connect the world through the most innovative, convenient, reliable, and secure payments network, enabling individuals, businesses, and economies to thrive while driven by a common purpose – to uplift everyone, everywhere by being the best way to pay and be paid.

Make an impact with a purpose-driven industry leader. Join us today and experience Life at Visa.

Job Description

What's the job? 

As a Staff Software Engineer, you will be a part of the Payments Product Development Team. You will be responsible for system development, implementation, maintenance and support of Visa's Clearing and Settlement systems, which clear, settle, and deliver transactions to issuer and acquirer financial institutions globally. Through this challenging job, you'll gain experience collaborating with various parts of the business in understanding requirements for system enhancements, identifying areas of improvement and implementing changes to the system where it is needed. You'll provide rotational day time on call support for problem resolution. The product that you oversee will be of the highest quality meeting all requirements within the scheduled timeframe.

Who are we looking for?  

We are looking for a computer science (or similar) engineer with software development & design experience. Having experience in Cards and Payments Domain is a big advantage.

You are a great team player, ensuring that everyone on your team feels valued and is excited to work with you. Location, time pressure, distractions, none of it matters: no matter the environment, you know you can code and build amazing, high-performing, and bug-free products and, in fact, you have a strong track record of the same.

You feel comfortable to take risks, be bold, and innovate in order to create exceptional products that are not just seamless but have great value as well for our clients. No matter the challenge, you know you can find a solution and encourage others to think the same. You recognize when to ask for help and when to collaborate with others, working across departments and influencing in areas beyond immediate control. Above all, you are someone who takes initiative and thinks like an owner – you've defined your everywhere and lead others to find theirs all while launching Visa ahead of the game.

Why us? 

Working at Visa is challenging. The problems that we face and solve and the decisions that we make affect the world. Visa is all about helping people around the world reach their Everywhere – the place where their personal, professional and financial goals intersect. As the premier payments technology company, we're proud to boast that our commerce platforms touch the lives of billions, all over the globe. If you have ambition, focus and drive, and are interested in joining a global team focused on changing the way the world pays and is paid, you'll find your everywhere at Visa.

Responsibilities

  • Collaborate  with business units and technical staff to define requirements/modifications for use in designing appropriate solutions.

  • Evaluate options and provide recommendation on scope and scale of effort required to develop solutions.

  • Create design documents, code, unit/functional test, document and implement new programs and subprograms, as well as enhancements, modifications, and corrections to existing software.

  • Build and maintain effective relationships across functional areas in order to provide superior product support.

  • Support and deliver on resulting initiatives from the Business Plan and Technology strategy leveraging re-use, eliminating duplicative components, architectural design, and use of innovative products.

  • Work to ensure technology decisions are business driven.

  • Suggest and cultivate ideas on the extension of the current systems to new products and services.

  • Must be able to understand the positioning of a solution within the company and to build consensus to effectively gain buy-in from all participants.

  • Identify opportunities for further enhancements and refinements to standards, processes and systems.

  • Provide rotational day time on-call support (once in every 3 months or so) as scheduled.

This is a hybrid position. Expectation of days in office will be confirmed by your hiring manager.

Qualifications

Basic Qualifications:
•5+ years of relevant work experience with a Bachelor’s Degree or at least 2 years of work experience with an Advanced degree (e.g. Masters, MBA, JD, MD) or 0 years of work experience with a PhD, OR 8+ years of relevant work experience.

Preferred Qualifications:
•6 or more years of work experience with a Bachelors Degree or 4 or more years of relevant experience with an Advanced Degree (e.g. Masters, MBA, JD, MD) or up to 3 years of relevant experience with a PhD
•Great planning and organizational skills.
•Experience in any of these will be an advantage – Z/OS systems, JCL, DB2.
•Domain knowledge in Cards and Payments Domain.
•Experience with designing highly scalable and/or complex solutions.
•Strong working knowledge in C and/or C++.
•Strong problem analysis skills and ability to resolve critical issues for complex systems under tight timeframes using dumps and other tools.
•Excellent interpersonal, written and verbal communication skills.
•Ability to multitask and handle multiple competing priorities with minimal direction from management.
•Ability to understand systems from all levels, from the big picture enterprise-level view to the low-level technical view.
•Must be able to write high level design, translate it into technical design and build documentation for all aspects of a technical infrastructure.
•Curiosity and creativity, to want to understand customer requirements and our processes and want to come up with creative solutions.
•Ability to represent technical and business issues and solutions to multiple levels internally and externally to support strategic organizational plans.
•Experience with developing solutions for highly scalable, highly available complex systems, preferably in the payment systems or other financial services industry.

Additional Information

Work Hours: Varies upon the needs of the department.

Travel Requirements: This position requires travel 5-10% of the time.

Mental/Physical Requirements: This position will be performed in an office setting.  The position will require the incumbent to sit and stand at a desk, communicate in person and by telephone, frequently operate standard office equipment, such as telephones and computers.

Visa is an EEO Employer.  Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, disability or protected veteran status.  Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with EEOC guidelines and applicable local law.

Visa will consider for employment qualified applicants with criminal histories in a manner consistent with applicable local law, including the requirements of Article 49 of the San Francisco Police Code.

U.S. APPLICANTS ONLY: The estimated salary range for a new hire into this position is 146,200.00 to 211,850.00 USD per year, which may include potential sales incentive payments (if applicable). Salary may vary depending on job-related factors which may include knowledge, skills, experience, and location. In addition, this position may be eligible for bonus and equity. Visa has a comprehensive benefits package for which this position may be eligible that includes Medical, Dental, Vision, 401 (k), FSA/HSA, Life Insurance, Paid Time Off, and Wellness Program.

Average salary estimate

$179025 / YEARLY (est.)
min
max
$146200K
$211850K

If an employer mentions a salary or salary range on their job, we display it as an "Employer Estimate". If a job has no salary data, Rise displays an estimate if available.

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Visa Inc. operates as a payments technology company worldwide. The company facilitates commerce through the transfer of value and information among consumers, merchants, financial institutions, businesses, strategic partners, and government entiti...

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Full-time, hybrid
DATE POSTED
October 9, 2025
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