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Staff Software Engineer (Java/Full Stack) (Hybrid/Onsite)

Company Description

Visa is a world leader in payments and technology, with over 259 billion payments transactions flowing safely between consumers, merchants, financial institutions, and government entities in more than 200 countries and territories each year. Our mission is to connect the world through the most innovative, convenient, reliable, and secure payments network, enabling individuals, businesses, and economies to thrive while driven by a common purpose – to uplift everyone, everywhere by being the best way to pay and be paid.

Make an impact with a purpose-driven industry leader. Join us today and experience Life at Visa.

Job Description

Visa’s Technology Organization is a community of problem solvers and innovators reshaping the future of commerce.   We operate the world’s most sophisticated processing networks capable of handling more than 65k secure transactions a second across 80M merchants, 15k Financial Institutions, and billions of everyday people.   While working with us you’ll get to work on complex distributed systems and solve massive scale problems centered on new payment flows, business and data solutions, cyber security, and B2C platforms.     

Job Description

 

As part of the Payment Product Development organization, you will be responsible for system development, implementation, maintenance and support of Visa's Clearing and Settlement systems, which clear, settle, and deliver transactions to issuer and acquirer financial institutions globally. Through this challenging job, you will gain experience collaborating with various parts of the business in understanding requirements for system enhancements, identifying areas of improvement and implementing changes to the system where it is needed. The product that you oversee will be of the highest quality meeting all requirements within the scheduled timeframe.

 

Who are we looking for? 

You! We are looking for a Senior Engineer with application design and development experience who will take ownership and/or lead the engineering responsibility for multiple components in a project. You are a great teammate, making sure that everyone on your team feels valued and is excited to work with you. Location, time pressure, distractions, none of it matters: no matter the environment, you know you can code and build amazing, high-performing, and bug-free products. 

Experience in Java, Spring, SQL, and Linux is necessary. You lead and encourage others to take risks, be bold, and innovate to create exceptional products that are both seamless for our clients and consumer facing.

No matter the challenge, you know you can find a solution and encourage others to think the same. You recognize when to ask for help and when to collaborate with others, working across departments and influencing in areas beyond immediate control. Above all, you are someone who takes initiative and thinks like an owner - you've defined your everywhere and lead others to find theirs all while launching Visa ahead of the game.

Why us? 

Working at Visa is challenging. The problems that we face and solve and the decisions that we make affect the world. Visa is all about helping people around the world reach their Everywhere, the place where their personal, professional, and financial goals intersect. As the premier payments’ technology company, we're proud to boast that our commerce platforms touch the lives of billions, all over the globe. If you have ambition, focus and drive, and are interested in joining a global team focused on changing the way the world pays and is paid, you'll find your everywhere at Visa.

 

Essential Functions

  • Take complete end-to-end technical & engineering ownership of one or more applications.

  • Be at the forefront of translating complex functional and technical requirements into detailed architecture and design.

  • Have significant influence on our strategy by helping define and build the next wave of product features and system architecture.

  • Partner with Architecture and Business teams to provide best in class solutions.

  • Champion Agile to inspire change and continuous improvement throughout the delivery process.

  • Take a hands-on role in influencing and guiding day-to-day development activities by leading architecture decisions, participating in designs, design review, code review, and implementation.

  • Be the ambassador for engineering best practice across the development lifecycle and champion continuous improvement across the Centre

  • Define solutions in terms of components, modules, and algorithms.

  • Development and Implementation of the proposed solution.

  • Identify or develop software frameworks to be used.

  • Refactor existing solutions to make it reusable and scalable.

  • Leads and/or supports both product and technical discussions about how to apply existing and/or new technology in support of the business.

  • Create design documents, code, unit/functional test, document and implement new programs and subprograms, as well as enhancements, modifications, and corrections to existing software.

  • Must be able to understand the positioning of a solution within the company and to build consensus to effectively gain buy-in from all participants.

  • Identify opportunities for further enhancements and refinements to standards, processes, and systems.

  • Provide rotational on-call support as required.

This is a hybrid position. Expectation of days in office will be confirmed by your hiring manager.

Qualifications

Basic Qualifications
5+ years of relevant work experience with a Bachelor’s Degree or at least 2 years of work experience with an Advanced degree (e.g. Masters, MBA, JD, MD) or 0 years of work experience with a PhD, OR 8+ years of relevant work experience.

Preferred Qualifications
6 or more years of work experience with a Bachelors Degree or 4 or more years of relevant experience with an Advanced Degree (e.g. Masters, MBA, JD, MD) or up to 3 years of relevant experience with a PhD
Strong design and coding skills with Java/J2EE, Spring, JavaScript, Angular and NodeJS
Be passionate about technology and solving large-scale complex business problems.
Be an established self-starter who possesses a relentless drive to initiate change, raise the technical bar and deliver results
Strong design and coding skills with Java/J2EE, Spring, JavaScript, and NodeJS
Understanding and working experience with Spring frameworks.
Working experience with Soap and REST web services.
Experience in Microservices development is a required.
Knowledge and working experience with messaging technologies like MQ, Kafka.
Knowledge and working experience on Git/Stash, Ant, Maven, Jenkins, CI/CD and Jira.
Experience on application development on Linux is required.
Experience in applying modern Agile Software Development practices is
required.
Experience with database technologies like MySQL, SQL Server, MongoDB.
Experience with Cloud Services Integration (Deployment / S3), Python and Spark is a plus.
Experience with Reporting Tools such as Tableau, PowerBI is a plus.
Experience building payment processing or funds transfer systems is a plus.
Must be capable of translating architecture into a delivered solution that realizes the vision and purpose and effectively translate functional and non functional requirements into an engineered solution.
Should be able to lead the technical team in comfortably extending an existing solution or conceiving a new solution and working with delivery to have the target state architecture realized.
Provides direction for selecting appropriate engineering techniques to solve for non-functional requirements at the project level.
Strong problem determination skills and ability to resolve critical issues for complex systems under tight timeframes using dumps and other tools.
Excellent written and verbal communication skills.
Ability to multitask and handle multiple competing priorities with minimal direction from management. Should possess excellent planning and organizational skills.
Must be able to write technical design and build documentation for all aspects of a technical infrastructure.
Good interpersonal and facilitation skills.

Additional Information

Work Hours: Varies upon the needs of the department.

Travel Requirements: This position requires travel 5-10% of the time.

Mental/Physical Requirements: This position will be performed in an office setting.  The position will require the incumbent to sit and stand at a desk, communicate in person and by telephone, frequently operate standard office equipment, such as telephones and computers.

Visa is an EEO Employer.  Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, disability or protected veteran status.  Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with EEOC guidelines and applicable local law.

Visa will consider for employment qualified applicants with criminal histories in a manner consistent with applicable local law, including the requirements of Article 49 of the San Francisco Police Code.

U.S. APPLICANTS ONLY: The estimated salary range for a new hire into this position is 0.00 to per year, which may include potential sales incentive payments (if applicable). Salary may vary depending on job-related factors which may include knowledge, skills, experience, and location. In addition, this position may be eligible for bonus and equity. Visa has a comprehensive benefits package for which this position may be eligible that includes Medical, Dental, Vision, 401 (k), FSA/HSA, Life Insurance, Paid Time Off, and Wellness Program.

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Visa Inc. operates as a payments technology company worldwide. The company facilitates commerce through the transfer of value and information among consumers, merchants, financial institutions, businesses, strategic partners, and government entiti...

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Full-time, hybrid
DATE POSTED
August 8, 2025
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