Staff Software Engineer - Data

Visa is a world leader in payments and technology, with over 259 billion payments transactions flowing safely between consumers, merchants, financial institutions, and government entities in more than 200 countries and territories each year. Our mission is to connect the world through the most innovative, convenient, reliable, and secure payments network, enabling individuals, businesses, and economies to thrive while driven by a common purpose – to uplift everyone, everywhere by being the best way to pay and be paid.

Make an impact with a purpose-driven industry leader. Join us today and experience Life at Visa.

Visa’s Technology Organization is a community of problem solvers and innovators reshaping the future of commerce.   We operate the world’s most sophisticated processing networks capable of handling more than 65k secure transactions a second across 80M merchants, 15k Financial Institutions, and billions of everyday people.   While working with us you’ll get to work on complex distributed systems and solve massive scale problems centered on new payment flows, business and data solutions, cyber security, and B2C platforms.     

Payments are a very exciting and fast-developing area with a lot of new and innovative ideas coming to market. With strong demand for new solutions in this space, it promises to be an exciting area of innovation for the next 5 to 10 years. VISA is a strong leader in the payment industry, and is rapidly transitioning into a technology company with significant investments in this area. If you want to be in the exciting payment space, learn fast and make big impacts, VISA Risk and Identity Solutions team (RaIS) is an ideal place for you! RaIS team within VAS (Value added Services) organization is looking for curious, creative, and talented technologists to join our team.

The Opportunity: 

This position is ideal for an experienced software engineer who is passionate about collaborating with business and technology partners and engineers to solve challenging business problems. You will be the lead engineer of the Risk and Identity development team to design and build of software solutions that leverage data to solve critical and strategic business problems, build tools and services that safeguard Visa’s payment systems, including idea generation, architecture, design, development, and testing of products, applications, and services that provide Visa clients with solutions to detect, prevent, and mitigate fraud for Visa and Visa client payment systems. A successful candidate should have in-depth software engineering skills that can guide the other team members on day-to-day tasks, familiarity of software development cycles to communicate with stakeholders effectively, great learning capabilities that can zoom in and out of projects based on business needs, and broad knowledge of Database, Data Engineering, GenAI and Web technologies.

Essential Functions:

• Design code and systems that touch 40% of the world population while influencing Visa’s internal standards for scalability, security, and reusability 
• Collaborate multi-functionally to create design artifacts and develop best-in-class software solutions for multiple Visa technical offerings 
• Actively contribute to product quality improvements, valuable service technology, and new business flows in diverse agile squads 
• Develop robust and scalable products intended for a myriad of customers including end-user merchants, b2b, and business to government solutions. 
• Leverage innovative technologies to build the next generation of Payment Services, Transaction Platforms, Real-Time Payments, and Buy Now Pay Later Technology 
• Opportunities to make a difference on a global or local scale through mentorship and continued learning opportunities 
• Design and Develop Data Pipelines: Create and maintain scalable data pipelines to support data integration, transformation, and loading processes.
• Data Warehousing: Design, implement, and manage data warehousing solutions to ensure efficient data storage and retrieval.
• Data Quality and Governance: Ensure data quality, integrity, and governance by implementing best practices and data validation techniques.
• ETL Processes: Develop and manage ETL (Extract, Transform, Load) processes to move data from various sources into data warehouses or other storage solutions.
• Collaboration: Work closely with data scientists, analysts, and other stakeholders to understand data requirements and deliver solutions that meet their needs. Drive development effort End-to-End for on-time delivery of high quality solutions that conform to requirements, conform to the architectural vision, and comply with all applicable standards.
• Performance Optimization: Optimize data processing and storage solutions for performance, scalability, and cost-efficiency.
• Data Security: Implement and maintain data security measures to protect sensitive information and ensure compliance with relevant regulations.
• Documentation and Presentation: Create and maintain comprehensive documentation for data engineering processes, systems, and workflows. Present technical solutions, capabilities, considerations, and features in business terms. Effectively communicate status, issues, and risks in a precise and timely manner
• Ownership: Drive release planning exercise, track development and testing to timely releases. Collaborate with senior technical staff and PM to identify, document, plan contingency, track and manage risks and issues until all are resolved.
• Innovation: Work on emerging technologies, building distributed applications •    Mentorship: Guide and unblock other team members on day-to-day engineering tasks. Mentor/grow/hire the best engineers.

The Skills You Bring:

• Energy and Experience: A growth mindset that is curious and passionate about technologies and enjoys challenging projects on a global scale
• Challenge the Status Quo: Comfort in pushing the boundaries, ‘hacking’ beyond traditional solutions
• Language Expertise: Expertise in one or more general development languages (e.g., Java, C#, C++)
• Builder: Experience building and deploying modern services and web applications with quality and scalability
• Learner: Constant drive to learn new technologies such as Angular, React, Kubernetes, Docker, etc.
• Partnership: Experience collaborating with Product, Test, Dev-ops, and Agile/Scrum teams

**We do not expect that any single candidate would fulfill all of these characteristics. For instance, we have exciting team members who are really focused on building scalable systems but didn’t work with payments technology or web applications before joining Visa.

This is a hybrid position. Expectation of days in office will be confirmed by your hiring manager. This position does not support relocation or immigration support now or in the future.

Basic Qualifications:

• 5 or more years of relevant work experience with a Bachelors Degree or at least 2 years of work experience with an Advanced degree (e.g. Masters, MBA, JD, MD) or 0 years of work experience with a PhD

Preferred Qualifications

• 6 or more years of work experience with a Bachelor’s Degree or at least 4 years of work experience with an Advanced Degree (e.g. Masters/ MBA/JD/MD) or 3 years of work experience with a PhD in Computer Science or related discipline or 8+ years of relevant work experience
• Proficiency in Java Spring boot and API security
• Proficiency in implementing design patterns and hands on knowledge of Spring, hibernate and RDBMS technologies like SQL Server, Oracle or similar and No SQL technology like MongoDB is preferred.
• Proven skills in technologies like Redis Cache, Tomcat, jQuery + kendo, NodeJS is preferred.
• Experience with web service standards and related patterns (REST, JSON)
• Experience with Agile development incorporating TDD, Continuous Integration and Continuous Delivery, utilizing technologies such as GIT, Maven, Jenkins, Chef, Sonar, JUnit, Mock frameworks.
• Experience developing large scale, enterprise class distributed system or subsystems that require high availability, low-latency, & strong data consistency computing
• Experience implementing solutions for low-latency, distributed services using open standard technologies.
• Hands-on experience in designing and developing data pipelines, data warehousing solutions, and ETL processes
• Proficiency in data quality, integrity, and governance practices and strong knowledge of performance optimization for data processing and storage solutions
• Experience in implementing and maintaining data security measures
• Familiarity with documentation and presentation of technical solutions
• Strong interpersonal, facilitation, and effective communication skills to present complex ideas clearly and concisely to different stakeholders
• Experience in guiding and mentoring other team members on day-to-day engineering tasks
• Proven ability to drive development efforts end-to-end for on-time delivery of high-quality solutions
• Willingness to work on emerging technologies and build distributed applications and flexibility to adapt to changing directions and priorities
• Strong work ethics and a team player striving to bring the best results as a team
• High sense of accountability for the quality and timeliness of deliverables
• Experience in designing, developing, and deploying Generative AI (GenAI) applications.
• Familiarity with cloud-based AI services and platforms (e.g., Azure AI, AWS AI, Google Cloud AI)
• Strong interpersonal and leadership skills with effective communication (both written and verbal) skills and the ability to present complex ideas in a clear & concise way, a team player with a strong work ethic
• Experience in Payments platforms is preferred

Work Hours: Varies upon the needs of the department.

Travel Requirements: This position requires travel 5-10% of the time.

Mental/Physical Requirements: This position will be performed in an office setting.  The position will require the incumbent to sit and stand at a desk, communicate in person and by telephone, frequently operate standard office equipment, such as telephones and computers.

Visa is an EEO Employer.  Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, disability or protected veteran status.  Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with EEOC guidelines and applicable local law.

Visa will consider for employment qualified applicants with criminal histories in a manner consistent with applicable local law, including the requirements of Article 49 of the San Francisco Police Code.

U.S. APPLICANTS ONLY: The estimated salary range for a new hire into this position is 124,700.00 to 180,650.00 USD per year, which may include potential sales incentive payments (if applicable). Salary may vary depending on job-related factors which may include knowledge, skills, experience, and location. In addition, this position may be eligible for bonus and equity. Visa has a comprehensive benefits package for which this position may be eligible that includes Medical, Dental, Vision, 401 (k), FSA/HSA, Life Insurance, Paid Time Off, and Wellness Program.