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Senior Backend Engineer - Kikoff Main

We’re looking for a Senior Backend Engineer to help shape the future of our flagship tradeline product — the engine behind our mission to help millions of Americans build and strengthen their credit.

This role sits at the heart of our business. You’ll work on initiatives that directly improve retention, engagement, and revenue, while also exploring and scoping challenging new opportunities to drive the next wave of impact. Every project you work on is built hand-in-hand with PMs, designers, and data scientists, ensuring that features are not just shipped, but move the needle in a meaningful, measurable way. And it helps bring our core tradeline product to the next level of impact.

Requirements:

  • B.A. / B.S. / M.S. or strong self-taught fundamentals in computer science

  • 4+ years of industry experience, with demonstrated breadth and depth of product impact

  • Ability to analyze data and distill information for business purposes

  • Effectiveness as demonstrated by problem-solving skills in areas outside your expertise

  • Desire to form strong professional bonds with startup-forward coworkers

Kikoff: A FinTech Unicorn Powering Financial Progress with AI
At Kikoff, our mission is to provide radically affordable financial tools to help consumers achieve financial security. We're a profitable, high growth FinTech unicorn serving millions of people, many of whom are building credit or navigating life paycheck to paycheck. With innovative technology and AI, we simplify credit building, reduce debt, and expand access to financial opportunities to those who need them the most. Founded in 2019, Kikoff is headquartered in San Francisco and backed by top-tier VC investors and NBA star Stephen Curry.

Why Kikoff:

This is a consumer fintech startup, and you will be working with serial entrepreneurs who have built strong consumer brands and innovative products. We value extreme ownership, clear communication, a strong sense of craftsmanship, and the desire to create lasting work and work relationships. Yes, you can build an exciting business AND have real-life real-customer impact.

🏥 Medical, dental, and vision coverage - Kikoff covers the full cost of health insurance for the employee!

📈 Meaningful equity in the form of RSU's

🏝 Flexible vacation policy to help you recharge

💰 Competitive pay based on experience consisting of base + equity + benefits

Location: Hybrid, 3 days onsite in San Francisco, CA.

Visa sponsorship available: Kikoff is willing to provide sponsorship for H1-B visas and U.S. green cards for exceptional talent.

Equal Employment Opportunity Statement

Kikoff Inc. is an equal opportunity employer. We are committed to complying with all federal, state, and local laws providing equal employment opportunities and considers qualified applicants without regard to race, color, religion, creed, gender, national origin, age, disability, veteran status, marital status, pregnancy, sex, gender expression or identity, sexual orientation, citizenship, or any other legally protected class.

Please reference the following for more information.

Kikoff Glassdoor Company Review
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$160000K
$220000K

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Kikoff is a personal finance platform offering credit-building solution. The company headquartered in San Francisco aims to provide fair, effective, and simple pathways to meet your financial goals.

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CULTURE VALUES
Inclusive & Diverse
Startup Mindset
Collaboration over Competition
Growth & Learning
Mission Driven
Passion for Exploration
Rapid Growth
Customer-Centric
Transparent & Candid
FUNDING
SENIORITY LEVEL REQUIREMENT
TEAM SIZE
EMPLOYMENT TYPE
Full-time, hybrid
DATE POSTED
October 22, 2025
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