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Senior Backend Engineer

Chime is a high-growth fintech focused on making banking simple and accessible for millions of members. We are seeking a Senior Backend Engineer to own end-to-end backend projects, design resilient APIs, and help scale our banking platform while maintaining high standards for reliability and testability.

Skills

  • 5+ years building production software at scale
  • Proven experience with Ruby on Rails or comparable web frameworks
  • Experience with transactional databases and caching systems
  • Knowledge of architectural patterns for large-scale web applications
  • Strong emphasis on maintainable, well-tested code and API design
  • Familiarity with observability, performance tuning, and reliability practices

Responsibilities

  • Design, develop, test, refactor and scale backend implementations for new and existing consumer product features
  • Collaborate with mobile and cross-functional teams to design and build resilient APIs
  • Own projects end-to-end, influencing architecture and implementation decisions
  • Proactively identify and implement improvements to system reliability and scalability
  • Uphold and improve engineering standards, testing, and code health across teams

Education

  • BS/BA in Computer Science or related field, or equivalent practical experience
  • Advanced degree (MS/PhD) is a plus but not required

Benefits

  • Hybrid in-office policy (four days in office, Fridays from home for local employees) and options for fully remote program participants
  • Competitive base salary, bonus eligibility, and equity package
  • Comprehensive medical, dental, vision, life, and disability benefits
  • 401(k) match
  • Generous vacation policy, company-wide paid days off, and Chime Days
  • Up to 24 weeks paid parental leave for birthing parents, 12 weeks for non-birthing parents
  • Backup child/elder/pet care and subsidized commuter benefits
  • Wellness stipend and annual wellness reimbursements
  • Family planning support with up to $15k lifetime reimbursement
  • Paid volunteer time and regular in-person/virtual team events
To read the complete job description, please click on the ‘Apply’ button
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CEO of Chime
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Average salary estimate

$210795 / YEARLY (est.)
min
max
$176490K
$245100K

If an employer mentions a salary or salary range on their job, we display it as an "Employer Estimate". If a job has no salary data, Rise displays an estimate if available.

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We created Chime because we believe everyone deserves financial peace of mind.

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SENIORITY LEVEL REQUIREMENT
TEAM SIZE
SALARY RANGE
$176,490/yr - $245,100/yr
EMPLOYMENT TYPE
Full-time, hybrid
DATE POSTED
August 26, 2025
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