Senior Software Engineer - AI Native Product Engineering

Our Purpose 

At Xero, we’re here to help you supercharge your business. We do this by automating routine tasks, surfacing actionable insights and connecting businesses with the right data, advisors and apps. When that happens, we’re not only making life better for small business, we’ll be building a stronger economy that can change the world.

Xero views the application of intelligent, data-driven products and services as a key competitive advantage. We’re on a mission to reinvent financial and business management through AI - helping millions of small and medium businesses globally.

This team is tackling one of Xero’s most ambitious initiatives yet - an early-stage product effort exploring new ways to reimagine how businesses manage their finances, powered by next-generation AI and automation. Details are still under wraps, but you’ll be part of a small, startup-like team building something entirely new within Xero.

The Opportunity

We’re building a new AI-native product engineering team for this ambitious project and are hiring across multiple senior engineering roles. We’re looking for senior product engineers who thrive in ambiguity, are energized by big challenges, and want to shape 0→1 products from the ground up.

You’ll join a lean, autonomous team with the freedom to experiment, iterate rapidly, and ship impactful experiences. We’re assembling a diverse group of engineers with complementary strengths - from full-stack developers to front-end and mobile specialists, to those experienced in integrating complex accounting systems.

This is not a typical engineering role - it’s a hands-on opportunity to blend deep technical expertise with product thinking. You’ll work closely with product managers, designers, and data scientists to co-create solutions that push the boundaries of what’s possible with AI.

• Build from 0→1: Design, develop, and deliver new product experiences in an emerging AI-driven product area.
• Collaborate deeply: Partner with product, design, and data to explore user problems and prototype solutions quickly.
• Embrace ambiguity: Define your own path in areas where requirements and technologies are still evolving.
• Engineer for scale and quality: Write robust, high-quality, and maintainable software using modern technologies and engineering standards.
• Leverage AI-native tools: Use AI-assisted development, prototyping, and testing workflows to increase velocity and creativity.
• Shape the culture: Help build a high-trust, high-autonomy engineering culture modeled after modern startups.
• Continuously learn: Stay on the cutting edge of software, AI, and product development practices - and share that knowledge with the team.

• 6+ years of software engineering experience, ideally in full-stack or product-engineering roles.
• Experience building and scaling user-facing products, ideally from early concept to launch.
• Proficiency in one or more modern programming languages (e.g. TypeScript, Kotlin, Python, or C#, Golang) and comfort working across the stack.
• Experience with React/Typescript, React Native, or similar frameworks is a plus.
• Familiarity with cloud platforms (AWS, Azure, or GCP) and modern delivery practices (CI/CD, containers, automated testing).
• Strong product sense - the ability to translate user needs and product goals into technical solutions.
• Passion for AI tools and workflows - you use them to work smarter and faster.
• Curiosity, autonomy, and bias for action - you don’t wait for direction to make progress.
• Excellent collaboration and communication skills; ability to work in cross-functional, distributed teams.

• This new team is being built to operate like a startup within Xero - small, fast-moving, and entrepreneurial. We combine Xero’s scale and data advantage with a lean mindset, embracing modern AI-assisted development practices. You’ll help define the engineering foundations, product direction, and culture from day one.
• Diversity of people brings diversity of thought - and we love that. Xero’s human-first culture of respect, fairness, and inclusion helps every Xero thrive at work and beyond.

Why Xero? 

Diversity of people brings diversity of thought, and we like that. Our human-first culture of respect, fairness, and inclusion is what helps Xeros thrive and work and beyond. Offering very generous paid leave to use however you’d like (plus statutory holidays!), dedicated paid leave to care for your physical and mental wellbeing as well as an Employee Assistance Program to access mental health care for you and your family, employee resource groups, wellbeing programming and allowances, medical, dental, vision, and disability insurance, fertility and family forming financial support, 401k contribution matching, 26 weeks of paid parental leave for primary caregivers, an Employee Share Plan, beautiful offices with snacks and break areas, flexible working, career development and many other benefits that reflect our human value, you’ll do the best work of your life at Xero.

Research has shown that women and underrepresented groups are less likely to apply to jobs unless they meet every single competency or experience. If you are excited about this role, but your past experience doesn't align perfectly, we encourage you to apply anyway. You could be just the right person for this role and Xero. If you have any support or access requirements, we encourage you to advise us at time of application and throughout the interview process.