Treasury Analyst - job 1 of 2

Visa is a world leader in payments and technology, with over 259 billion payments transactions flowing safely between consumers, merchants, financial institutions, and government entities in more than 200 countries and territories each year. Our mission is to connect the world through the most innovative, convenient, reliable, and secure payments network, enabling individuals, businesses, and economies to thrive while driven by a common purpose – to uplift everyone, everywhere by being the best way to pay and be paid.

Make an impact with a purpose-driven industry leader. Join us today and experience Life at Visa.

Team Summary

Global Treasury in collaboration with the FX and Cross Border Solutions teams are charged with leading the design, build, and commercialization of best-in-class flexible enterprise-wide FX, settlement, virtual accounts, and currency management solutions as we seek to meet the growing and increasingly diversified needs of clients moving funds around the world. Additionally, this team drives Visa’s consumer cross border strategy for FX, multicurrency solutions, A2A, and wallets, as well as driving coordination and consistency with Visa’s Money Movement cross-border strategy.

What’s it all about?

This Analyst role is part of the Visa Direct Money Movement Solutions Treasury team, which is the function responsible for providing liquidity management, risk analysis of trading partners, FX risk mitigation and conversion services to the overall Visa Direct business.  The team is part of the broader Global Treasury & FX and Cross Border Solutions team. The role will be located in New York and report to the Sr. Manager, MMS Treasury North America and will act to implement treasury procedures, daily foreign exchange conversions for cash management, liquidity strategies and ongoing analysis to increase efficiencies as outlined by the Treasury team.

What we expect of you, day to day.

• Responsible for executing the daily liquidity and cash positioning process, ensuring adequate liquidity across all accounts to facilitate Visa Direct Account / Wallet (fiat / crypto) transaction flow.
• Work closely with and provide support to the Payment Operations team, ensuring that payments are dispatched in a timely and cost-effective manner.
• Perform cash forecasting and collaborate closely with the Financial Planning and Analysis (FPNA) team to effectively manage MMS liquidity, striving to establish synergies wherever possible.
• Participate in internal meetings for the onboarding of liquidity providers, payment hub projects, and the review of credit limits risk (collaborating with CSR), providing treasury expertise where required.
• Aid key stakeholders (commercial) in providing competitive FX pricing and liquidity solutions to potential clients whilst mitigating and managing market risk.
• Actively manage liquidity and foreign exchange (FX) purchase strategies, offering support for the Group's core transaction flows in compliance with established policies and procedures.
• Responsible for managing both intra-day and long-term foreign exchange risk in accordance with treasury policies and procedures.
• Forecast and manage liquidity funding requirements and usage with the aim of maximizing efficiencies across the function.
• Perform ongoing analysis of Treasury and FX flows to highlight potential areas for efficiency improvements, cost saving and revenue generation in close collaboration with Global FX, Settlement & Cross-Border Solutions.
• Develop and maintain strong, profitable relationships with all key banks, liquidity providers and suppliers.
• Actively build relationships with internal stakeholders with a view to support Global FX, Settlement & Cross-Border Solutions group goals.
• Ensure clear and concise communication with both internal and external partners.
• Support projects that drive efficiency and process improvement for the Global Treasury Function as initiated and approved via Global FX, Settlement & Cross-Border Solutions Group.

This is a hybrid position. Expectation of days in the office will be confirmed by your Hiring Manager.

Basic Qualifications:

• 2 or more years of work experience with a Bachelor’s Degree or an Advanced Degree (e.g. Masters, MBA, JD, MD, or PhD)

Preferred Qualifications:

• 3 or more years of work experience with a Bachelor’s Degree or more than 2 years of work experience with an Advanced Degree (e.g. Masters, MBA, JD, MD)
• Undergraduate degree or Treasury, Investment Management or another Finance-related professionally recognized accreditation.
• Work experience in treasury operations and cash management or ability to demonstrate a good working knowledge of finance or mathematics.
• Payments experience a plus
• Expert working knowledge of MS Excel.
• Demonstrate an understanding of foreign exchange rates and calculations.
• Strong willingness to learn and self-develop knowledge.
• Excellent communication skills, including clear written, oral, listening skills.
• Outstanding numerical and analytical skills, preferably gained within a finance discipline
• Strong problem-solving skills and ability generate alternative solutions, adapt to changing situations and execute issues to a successful resolution.
• Ability to keep deadlines at a fast pace without losing accuracy.
• Detailed oriented and possess effective organizational skills.
• Quick thinking and adaptable – working in an environment where priorities can quickly shift.
• Able to work as part of a team or independently as work and projects require.
• Teamwork is essential to the group, so it is critical that the candidate interact with other team members and managers collaboratively and effectively.
• Commitment and integrity.

Work Hours: Varies upon the needs of the department.

Travel Requirements: This position requires travel 5-10% of the time.

Mental/Physical Requirements: This position will be performed in an office setting.  The position will require the incumbent to sit and stand at a desk, communicate in person and by telephone, frequently operate standard office equipment, such as telephones and computers.

Visa is an EEO Employer.  Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, disability or protected veteran status.  Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with EEOC guidelines and applicable local law.

Visa will consider for employment qualified applicants with criminal histories in a manner consistent with applicable local law, including the requirements of Article 49 of the San Francisco Police Code.

U.S. APPLICANTS ONLY: The estimated salary range for a new hire into this position is 102,600.00 to 145,150.00 USD per year, which may include potential sales incentive payments (if applicable). Salary may vary depending on job-related factors which may include knowledge, skills, experience, and location. In addition, this position may be eligible for bonus and equity. Visa has a comprehensive benefits package for which this position may be eligible that includes Medical, Dental, Vision, 401 (k), FSA/HSA, Life Insurance, Paid Time Off, and Wellness Program.