Sr. Counsel - US Data, Digital, and Payments

Work Location:

Hours:

Pay Details:

TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs. 

As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.

Line of Business:

Job Description:

Department Overview:

The attorney in this role will provide legal support for the US Data, Digital, and Payments teams within the bank. The overall objective of the role is to provide legal support, advice, and guidance across a broad range of digital banking products and services. This includes, but is not limited to, online and mobile banking platforms, electronic payment systems, data aggregation and sharing, customer personalization, and innovation initiatives.

Depth & Scope:

• May manage paralegal and administrative staff, assigning responsibilities and evaluating results
• Provides leadership, coaching, counseling and guidance to staff
• Supervises external counsel providing advice or other legal services of the Company
• Works closely with General Counsel, department attorneys and external legal counsel on specific legal issues related to the Company's business
• Gives practical support and assistance to contemporaries, junior attorneys and staff
• Volunteers expert advice and experience
• Verifies the information has been understood
• Serves in one or more permanent or ad hoc practice groups or cross-practice teams of attorneys and staff
• Assists in the management of expenditures for external counsel
• Advises lines of business on best practices that help minimize legal and litigation risk
• May assist General Counsel in developing and managing departmental budget for both internal and external legal spend
• Anticipates client needs
• Deals with complex legal issues
• Clearly delivers difficult messages without jeopardizing client relationships
• Gives pragmatic legal opinions with reasons and rationale
• Provides advice in ambiguous situations; identifies and prevents future legal risks
• Identifies and takes action on future opportunities
• Resolves most situations where conflicts arise between the needs and desires of specific business units and the interests of the Company without requiring intervention of more senior attorneys
• Demonstrates highest professional ethical and behavioral standards and complies with all applicable Bar Rules and Codes of Professional Responsibility, and corporate ethical and behavioral standards
• Participates in special projects and performs additional duties as required

Education & Experience:

• Bachelors degree required
• J.D. from an Accredited Law School required
• 10+ Years of related experience
• Strong knowledge of at least one area of law relating to banking/financial services operations and issues
• Integrity and high moral standards
• Strong negotiation and conflict resolution skills
• Strong legal and analysis skills
• Detail oriented
• Must be able to apply legal knowledge to the business
• Ability to exercise sound judgment
• Strong interpersonal skills
• Excellent oral and written communication skills
• Strong teamwork and client skills
• Highly motivated
• Ability to provide difficult, complex and unwelcomed legal advice credibly and convincingly to management
• Strong technology aptitude including i) proficiency with standard office software and ability to learn and apply new technologies in work environment and ii) capacity to understand current and emerging technologies in the industry and how they affect business objectives
• Ability to identify problems and barriers, and  effectively implement solutions to advance business strategy
• Operates with creativity and innovation; seeks different perspectives and new ideas        
• Ability to work in a fast-paced environment and manage multiple deadlines and priorities
• Understands the value of knowledge management , builds and supports systems and tools that efficiently connect people to the knowledge they need to do their job

Preferred Qualifications:

• Prior in-house experience, preferably in the financial services industry with a consumer focus.
• Experience reviewing online and mobile banking terms of service.
• Experience with electronic document delivery, including E-SIGN Act disclosures and consents.
• Experience reviewing online and mobile banking UX functionality and design, including retail lending and deposit product applications and platforms, payment services, and open banking capabilities.
• Understanding of the US Privacy Law framework.
• Familiarity with data life-cycle management, including data governance and data risk management best practices.

Physical Requirements:

Never: 0%; Occasional: 1-33%; Frequent: 34-66%; Continuous: 67-100%

• Domestic Travel – Occasional
• International Travel – Occasional
• Performing sedentary work – Continuous
• Performing multiple tasks – Continuous
• Operating standard office equipment - Continuous
• Responding quickly to sounds – Occasional
• Sitting – Continuous
• Standing – Occasional
• Walking – Occasional
• Moving safely in confined spaces – Occasional
• Lifting/Carrying (under 25 lbs.) – Occasional
• Lifting/Carrying (over 25 lbs.) – Never
• Squatting – Occasional
• Bending – Occasional
• Kneeling – Never
• Crawling – Never
• Climbing – Never
• Reaching overhead – Never
• Reaching forward – Occasional
• Pushing – Never
• Pulling – Never
• Twisting – Never
• Concentrating for long periods of time – Continuous
• Applying common sense to deal with problems involving standardized situations – Continuous
• Reading, writing and comprehending instructions – Continuous
• Adding, subtracting, multiplying and dividing – Continuous

The above statements are intended to describe the general nature and level of work being performed by people assigned to this job. They are not intended to be an exhaustive list of all responsibilities, duties and skills required. The listed or specified responsibilities & duties are considered essential functions for ADA purposes.

Who We Are:
TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we deliver legendary customer experiences to over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to the Bank, those we serve, and the economies we support. We are guided by our vision to Be the Better Bank and our purpose to enrich the lives of our customers, communities and colleagues. 

TD is deeply committed to being a leader in customer experience, that is why we believe that all colleagues, no matter where they work, are customer facing. As we build our business and deliver on our strategy, we are innovating to enhance the customer experience and build capabilities to shape the future of banking. Whether you’ve got years of banking experience or are just starting your career in financial services, we can help you realize your potential. Through regular leadership and development conversations to mentorship and training programs, we’re here to support you towards your goals. As an organization, we keep growing – and so will you.

Our Total Rewards Package

Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical and mental well-being goals. Total Rewards at TD includes base salary and variable compensation/incentive awards (e.g., eligibility for cash and/or equity incentive awards, generally through participation in an incentive plan) and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off (including Vacation PTO, Flex PTO, and Holiday PTO), banking benefits and discounts, career development, and reward and recognition. Learn more

Additional Information:
We’re delighted that you’re considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we’re committed to providing the support our colleagues need to thrive both at work and at home.

Colleague Development
If you’re interested in a specific career path or are looking to build certain skills, we want to help you succeed. You’ll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. Whether you have a passion for helping customers and want to expand your experience, or you want to coach and inspire your colleagues, there are many different career paths within our organization at TD – and we’re committed to helping you identify opportunities that support your goals.

Training & Onboarding
We will provide training and onboarding sessions to ensure that you’ve got everything you need to succeed in your new role.

Interview Process
We’ll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.

Accommodation

TD Bank is an equal opportunity employer.  All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, status as a protected veteran or any other characteristic protected under applicable federal, state, or local law.

If you are an applicant with a disability and need accommodations to complete the application process, please email TD Bank US Workplace Accommodations Program at USWAPTDO@td.com.  Include your full name, best way to reach you and the accommodation needed to assist you with the applicant process.