Senior FP&A Analyst

Lead is a fintech building banking infrastructure for embedded financial products and services. We operate an FDIC-insured bank headquartered in Kansas City, Missouri.  Additionally, we have offices in San Francisco, Sunnyvale, and New York City, where our technical, product, design, and legal teams operate. 

We are built for a constantly evolving financial landscape, where new ventures and technological advancements emerge daily. Guided by a team of entrepreneurs and technologists with decades of experience navigating intricate banking and payments regulations, Lead blends regulatory and technological expertise to help our fintech partners scale their operations with compliance and creativity.

Simply put, Lead offers the essential attributes that every fintech seeks in a partner bank. First, unparalleled technical expertise from a distinguished team of developers with an extensive understanding of the banking and payments systems. Second, oversight expertise, automated compliance systems, and bespoke program management to navigate the ever-shifting regulatory landscape. Finally, a commitment to transparency and operational rigor to ensure everyone’s money does what it’s supposed to do. 

Role Description:

We are looking to hire an FP&A Senior Analyst to join a growing team of finance and accounting professionals. The successful candidate will join our FP&A team, and play a crucial role in providing financial insights to stakeholders, supporting planning and forecasting activities, and contributing to the build and development of FP&A tools, all while working in a fast-paced environment for a growing company.

• Develop and maintain financial models for strategic planning, budgeting, forecasting, and scenario planning
• Perform variance analysis to identify financial discrepancies and provide insights
• Ensure data accuracy and completeness through data cleansing and quality assurance procedures
• Build and prepare reports to communicate financial findings and recommendations
• Collaborate with cross-functional teams to gather data and support financial planning initiatives
• Build and improve cashflow planning processes and analytics
• Support the development of cost allocations and profitability analytics 
• Clearly communicate financial data and analysis to stakeholders
• Document financial models and assumptions to ensure transparency and maintain institutional knowledge
• Demonstrate a mindset that balances operational excellence and continuous improvement
• Prepare ad hoc financial reporting and analysis as needed to support decision-making
• Perform all other duties as assigned

• Bachelor’s degree in Finance, Accounting, or a related field
• 4-6 years of experience in FP&A, with Banking or Fintech experience preferred
• Experience building and maintaining financial models
• Skilled at analyzing financial data to identify trends, patterns, and key insights
• Proficient in Microsoft Excel, with additional skills in FP&A software like Vena preferred
• Intellectually curious
• Strong attention to detail, judgment, and analytical skills
• Ability to work independently and collaboratively in a fast-paced environment

• At Lead, we design our benefits to support company culture and principles, to foster an efficient and inspiring work environment, and to create the conditions for our team to give their best in both work and lifeCompetitive compensation based on experience, geographic location, and role

• Competitive compensation, based on experience, geographic location, and role
• Medical, Dental, Vision, Life, 401k Matching, and other wellness benefits, including FSA, HSA and HRA
• Paid parental leave
• Flexible vacation policy, including PTO and paid holidays
• A fun and challenging team environment in a dynamic industry with ample opportunities for career growth 

*Lead Bank is proud to have an inclusive culture committed to ensuring equal employment opportunity in all employment decisions regardless of race, color, gender, national origin, religion, age, disability, sexual orientation, gender identity, military status, veteran status or any other legally protected status.

*Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. 

**Our compensation reflects the cost of labor across several US geographic markets. Pay is based on a number of factors and may vary depending on geographical market location, job-related knowledge, skills, and experience. These ranges may be modified in the future.

Zone 1: $116,000 - $137,000 (SF/Bay Area, NYC, Seattle, LA)