Let’s get started
By clicking ‘Next’, I agree to the Terms of Service
and Privacy Policy, and consent to receive emails from Rise
Jobs / Job page
Senior Backend Engineer - Core Product Innovation image - Rise Careers
Job details

Senior Backend Engineer - Core Product Innovation

We’re building something new — a bold fintech initiative designed to reshape how customers meet their financial goals. This is more than another feature: it’s a zero-to-one journey that could define the next chapter of our company’s impact.

As a Senior Backend Engineer, you’ll play a foundational role in designing, prototyping, and scaling the new initiative on top of our core product. You’ll own end-to-end decisions, working closely with product and data teams to translate abstract ideas into elegant, performant APIs and architectures that can truly move the needle for our users — and our business.

Kikoff: A FinTech Unicorn Powering Financial Progress with AI
At Kikoff, our mission is to provide radically affordable financial tools to help consumers achieve financial security. We're a profitable, high growth FinTech unicorn serving millions of people, many of whom are building credit or navigating life paycheck to paycheck. With innovative technology and AI, we simplify credit building, reduce debt, and expand access to financial opportunities to those who need them the most. Founded in 2019, Kikoff is headquartered in San Francisco and backed by top-tier VC investors and NBA star Stephen Curry.

Why Kikoff:

This is a consumer fintech startup, and you will be working with serial entrepreneurs who have built strong consumer brands and innovative products. We value extreme ownership, clear communication, a strong sense of craftsmanship, and the desire to create lasting work and work relationships. Yes, you can build an exciting business AND have real-life real-customer impact.

🏥 Medical, dental, and vision coverage - Kikoff covers the full cost of health insurance for the employee!

📈 Meaningful equity in the form of RSU's

🏝 Flexible vacation policy to help you recharge

💰 Competitive pay based on experience consisting of base + equity + benefits

Location: Hybrid, 3 days onsite in San Francisco, CA.

Visa sponsorship available: Kikoff is willing to provide sponsorship for H1-B visas and U.S. green cards for exceptional talent.

Equal Employment Opportunity Statement

Kikoff Inc. is an equal opportunity employer. We are committed to complying with all federal, state, and local laws providing equal employment opportunities and considers qualified applicants without regard to race, color, religion, creed, gender, national origin, age, disability, veteran status, marital status, pregnancy, sex, gender expression or identity, sexual orientation, citizenship, or any other legally protected class.

Please reference the following for more information.

Kikoff Glassdoor Company Review
3.9 Glassdoor star iconGlassdoor star iconGlassdoor star icon Glassdoor star icon Glassdoor star icon
Kikoff DE&I Review
No rating Glassdoor star iconGlassdoor star iconGlassdoor star iconGlassdoor star iconGlassdoor star icon
CEO of Kikoff
Kikoff CEO photo
Unknown name
Approve of CEO

Average salary estimate

$190000 / YEARLY (est.)
min
max
$160000K
$220000K

If an employer mentions a salary or salary range on their job, we display it as an "Employer Estimate". If a job has no salary data, Rise displays an estimate if available.

Similar Jobs
Photo of the Rise User
Inclusive & Diverse
Startup Mindset
Collaboration over Competition
Growth & Learning
Mission Driven
Passion for Exploration
Rapid Growth
Customer-Centric
Transparent & Candid

Kikoff is hiring a Senior Backend Software Engineer on the Grant Growth team to build and scale payment, subscription, and lifecycle systems that serve hundreds of thousands to millions of users.

Photo of the Rise User
Inclusive & Diverse
Startup Mindset
Collaboration over Competition
Growth & Learning
Mission Driven
Passion for Exploration
Rapid Growth
Customer-Centric
Transparent & Candid

Kikoff is hiring a Senior Backend Software Engineer to architect and ship new 0→1 products while building the reusable backend systems that power rapid app creation and experimentation.

Credence Hybrid No location specified
Posted 23 hours ago

Senior engineering leader needed to design and sustain complex DoD-grade software systems, lead technical teams, and apply BI and modern security technologies at Credence's corporate offices in McLean, VA (Tyson's Corner) or Dayton, OH.

Photo of the Rise User
Dental Insurance
Disability Insurance
Flexible Spending Account (FSA)
Vision Insurance
Paid Holidays

Homebase is hiring a full-stack Software Engineer II in Denver to build customer-focused features across Ruby on Rails backend and React/JavaScript frontend within a collaborative, hybrid engineering team.

Photo of the Rise User

Observe seeks a Staff Frontend Engineer to lead the design and delivery of interactive, data-rich UI components for its SaaS observability platform.

Photo of the Rise User
Posted 5 hours ago
Mission Driven
Passion for Exploration
Transparent & Candid
Growth & Learning

Quora is hiring a Full Stack Software Engineer to design and ship large-scale Python + React features that improve user engagement and content quality on a global knowledge platform.

Posted 22 hours ago

Softlight seeks a Founding Frontend Engineer in NYC to build pixel-perfect, production-facing interfaces and help shape product, engineering, and hiring at a seed-stage AI startup.

Photo of the Rise User
Posted 6 hours ago

Visa is hiring a Senior Software Engineer (Sr. Consultant) in Foster City to design and deliver scalable, secure payment systems and platform services in a hybrid, cross-functional environment.

Photo of the Rise User

Experienced backend engineer needed to design, build, and scale high-performance distributed applications for LinkedIn's hybrid New York team.

Photo of the Rise User

RII seeks a motivated Software Development Engineer in Test intern to develop automated tests and testing tools for mission-critical software in a remote, mentor-led summer internship.

Photo of the Rise User
Posted 9 hours ago

Comcast is hiring a mid-level Full Stack Software Engineer to develop Java/AWS-backed applications and front-end features that power XM Edge network diagnostics.

Parsons Hybrid US - VA, Chantilly
Posted 18 hours ago

Experienced software engineer to lead development of high-performance signal and image processing systems for Parsons' federal solutions in Chantilly, VA.

Photo of the Rise User
Posted 6 hours ago

FloSports is hiring a Senior PHP Engineer to modernize and scale backend systems powering high-throughput live and on-demand sports streaming experiences.

Photo of the Rise User
Posted 19 hours ago
Customer-Centric
Mission Driven
Inclusive & Diverse
Rise from Within
Diversity of Opinions
Work/Life Harmony
Growth & Learning
Transparent & Candid
Medical Insurance
Paid Time-Off
Maternity Leave
Mental Health Resources
Equity
Child Care stipend
Paternity Leave
WFH Reimbursements
Flex-Friendly
Dental Insurance
Vision Insurance
Life insurance
Health Savings Account (HSA)
Flexible Spending Account (FSA)
401K Matching
Military leave

Lead the design and implementation of scalable systems software for NVIDIA's DGX Cloud to manage accelerated compute and networking infrastructure in production.

Photo of the Rise User

Lead the architecture and development of scalable, real-time backend systems at Twenty to advance mission-critical cyber capabilities for national security.

Kikoff is a personal finance platform offering credit-building solution. The company headquartered in San Francisco aims to provide fair, effective, and simple pathways to meet your financial goals.

14 jobs
MATCH
Calculating your matching score...
BADGES
Badge Women LedBadge ChangemakerBadge Flexible CultureBadge Future MakerBadge Rapid Growth
CULTURE VALUES
Inclusive & Diverse
Startup Mindset
Collaboration over Competition
Growth & Learning
Mission Driven
Passion for Exploration
Rapid Growth
Customer-Centric
Transparent & Candid
FUNDING
SENIORITY LEVEL REQUIREMENT
TEAM SIZE
EMPLOYMENT TYPE
Full-time, hybrid
DATE POSTED
October 22, 2025
Risa star 🔮 Hi, I'm Risa! Your AI
Career Copilot
Want to see a list of jobs tailored to
you, just ask me below!