Analyst-Compliance Monitoring & Testing - job 1 of 4

At American Express, our culture is built on a 175-year history of innovation, shared values and Leadership Behaviors, and an unwavering commitment to back our customers, communities, and colleagues. As part of Team Amex, you’ll experience this powerful backing with comprehensive support for your holistic well-being and many opportunities to learn new skills, develop as a leader, and grow your career.

Here, your voice and ideas matter, your work makes an impact, and together, you will help us define the future of American Express.

How will you make an impact in this role?

Global Compliance and Ethics (GCE), is responsible for establishing and maintaining a robust compliance program that ensures American Express is adhering to laws, regulations, and internal policies while fostering a culture of integrity and effective second line independent Compliance oversight.

This position will be specifically dedicated to the Independent Compliance Testing (“ICT”) team supporting the Global Risk and Compliance Monitoring & Testing (M&T) function. A successful candidate will have audit or compliance testing experience within a large bank and a focus on control design and effectiveness. The Analyst will perform testing and provide support to the Managers and Directors leading the ICT reviews, including:

Key Responsibilities:

• Assist Managers/ Directors in the execution of assigned M&T tasks in department standards, methodology, budgets, and deadlines for all phases of the testing including planning, fieldwork, reporting and wrap-up. 
• Interview client personnel of all levels to document, understand, and assess process effectiveness, Compliance risks and controls, including control design and effectiveness.
• Assist in the management of routine client status meetings, testing requests, and other administrative tasks.
• Assist in the documentation and evaluation of M&T observations and findings and subsequent validation of management’s actions taken to address such findings.
• Work on simultaneous integrated M&T projects for different leaders.
• Develop and document ideas for analytical control testing to expand the breadth and depth of testing coverage.
• Develop familiarity with Compliance risk across all lines of businesses, globally.
• Utilize department and company tools in a proficient manner.
• Maintain internal M&T competency through ongoing professional development.

Required Qualifications:

• 3 years of experience in audit, monitoring and testing, or risk management in the financial services, banking, or card products industries.
• Bachelor of Art/Science or equivalent degree.
• Experience and competency in the assessment of risks, control design and effectiveness and process assessment.
• Strong written and verbal communication skills.
• Strong  regulatory knowledge of consumer compliance and a strong desire to learn relevant regulations.
• Strong knowledge of issue management and risk system management.
• Self-starter along with passion for continuous innovation with a view to drive organizational improvements and impacts.
• Ability to work with unstructured tasks/ risk pillar and provide a structured output.
• Experience in analyzing data, interpreting results, identifying potential discrepancies and/or risk and experience with data analytics tools and data visualization.
• Ability to break down a complex problem into components, solve them by potentially using data analysis, process knowledge and risk/control knowledge, and communicate data analysis, issues and control recommendations with transparency and integrity.
• Possess a strong understanding of banking systems and processes, strong computer knowledge, and excellent MS Word, Excel, Visio, and PowerPoint skills.
• Excellent storytelling and visualization skills.
• Demonstrated integrity, innovation, teamwork, and excellence.

Preferred Qualifications:

• Proficiency in Fair Lending, Financial Crimes, marketing offer fulfillment and UDAP/UDAAP requirements, Privacy, Compliance Risk Assessment, general regulatory knowledge, issue management, and risk system management.
• Advanced degree in Accounting, or another related field.
• Relevant M&T and compliance professional certifications are preferred (Certified Regulatory Compliance Manager (CRCM), Certified Internal Auditor (CIA) etc.) Certified Fraud Examiner (CFE) etc.
• Interest in working with data, interpreting results, analytic best practices and experience with data analytics tools and data visualization is a plus.
• Demonstrative experience with databases, SQL, and data manipulation. Experience with MS Excel, MIS, business intelligence tools or other data presentation experience. Familiarity with python or other scripting languages.

Salary Range: $55,000.00 to $105,000.00 annually + bonus + benefits

The above represents the expected salary range for this job requisition. Ultimately, in determining your pay, we’ll consider your location, experience, and other job-related factors.

We back you with benefits that support your holistic well-being so you can be and deliver your best. This means caring for you and your loved ones' physical, financial, and mental health, as well as providing the flexibility you need to thrive personally and professionally:

• Competitive base salaries 
• Bonus incentives 
• 6% Company Match on retirement savings plan 
• Free financial coaching and financial well-being support 
• Comprehensive medical, dental, vision, life insurance, and disability benefits 
• Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need 
• 20+ weeks paid parental leave for all parents, regardless of gender, offered for pregnancy, adoption or surrogacy 
• Free access to global on-site wellness centers staffed with nurses and doctors (depending on location) 
• Free and confidential counseling support through our Healthy Minds program 
• Career development and training opportunities

For a full list of Team Amex benefits, visit our Colleague Benefits Site.

American Express is an equal opportunity employer and makes employment decisions without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran status, disability status, age, or any other status protected by law. American Express will consider for employment all qualified applicants, including those with arrest or conviction records, in accordance with the requirements of applicable state and local laws, including, but not limited to, the California Fair Chance Act, the Los Angeles County Fair Chance Ordinance for Employers, and the City of Los Angeles’ Fair Chance Initiative for Hiring Ordinance. For positions covered by federal and/or state banking regulations, American Express will comply with such regulations as it relates to the consideration of applicants with criminal convictions.

We back our colleagues with the support they need to thrive, professionally and personally. That's why we have Amex Flex, our enterprise working model that provides greater flexibility to colleagues while ensuring we preserve the important aspects of our unique in-person culture. Depending on role and business needs, colleagues will either work onsite, in a hybrid model (combination of in-office and virtual days) or fully virtually.

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Employment eligibility to work with American Express in the U.S. is required as the company will not pursue visa sponsorship for these positions.