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Software Engineer II, Backend (Identity Decisioning)    image - Rise Careers
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Software Engineer II, Backend (Identity Decisioning) - job 1 of 2

Affirm is a consumer finance company focused on transparent, friendly credit and flexible payment options. The Identity Engineering team owns customer onboarding, authentication, and verification journeys; they're seeking a backend Software Engineer II to design, build, and operate high-availability, low-latency systems that power identity and decisioning across Affirm products.

Skills

  • Proficient in either Python or Kotlin for backend development
  • Experience building and launching backend systems and microservices
  • Familiarity with distributed systems concepts and technologies (AWS, MySQL, Kubernetes)
  • Strong testing, debugging, and code-review practices
  • Effective verbal and written communication for cross-functional collaboration

Responsibilities

  • Break down larger projects into deliverable tasks and implement them in phases with support from tech lead and manager.
  • Collaborate with product, design, and analytics to define requirements, articulate technical constraints, and weigh trade-offs.
  • Design, develop, test, and launch backend services that are highly available and low latency.
  • Create and monitor service metrics, participate in on-call rotations, and support operational readiness and incident response.
  • Review code, debug complex issues in a large codebase, and mentor peers through feedback and interview participation.

Education

  • Bachelor's degree in a related field OR equivalent practical experience
  • Continued professional growth and demonstrated ownership of learning

Benefits

  • 100% subsidized medical coverage plus dental and vision for you and dependents
  • Equity awards and Employee Stock Purchase Plan (ESPP)
  • Monthly stipends for technology, wellness, food, and family-forming expenses
  • Competitive vacation and holiday schedules
  • Remote-first work flexibility with occasional in-office expectations for proximal roles
To read the complete job description, please click on the ‘Apply’ button
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Average salary estimate

$176000 / YEARLY (est.)
min
max
$142000K
$210000K

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5 jobs
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BADGES
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CULTURE VALUES
Inclusive & Diverse
Collaboration over Competition
Growth & Learning
Transparent & Candid
FUNDING
SENIORITY LEVEL REQUIREMENT
TEAM SIZE
SALARY RANGE
$142,000/yr - $210,000/yr
EMPLOYMENT TYPE
Full-time, remote
DATE POSTED
December 16, 2025
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