Senior Consultant, Software Engineer (Hybrid/Onsite)

Visa is a world leader in payments technology, facilitating transactions between consumers, merchants, financial institutions and government entities across more than 200 countries and territories, dedicated to uplifting everyone, everywhere by being the best way to pay and be paid.

At Visa, you'll have the opportunity to create impact at scale — tackling meaningful challenges, growing your skills and seeing your contributions impact lives around the world. Join Visa and do work that matters — to you, to your community, and to the world.

Progress starts with you.

We are looking for Versatile, curious, and energetic Software Engineers who embrace solving complex challenges on a global scale.  As a Visa Software Engineer, you will be an integral part of a multi-functional development team inventing, designing, building, and testing software products that reach a truly global customer base. While building components of powerful payment technology, you will get to see your efforts shaping the digital future of monetary transactions.   

The Work itself: 

• Design code and systems that touch 40% of the world population while influencing Visa’s internal standards for scalability, security, and reusability 
• Collaborate multi-functionally to create design artifacts and develop best-in-class software solutions for multiple Visa technical offerings 
• Actively contribute to product quality improvements, valuable service technology, and new business flows in diverse agile squads 
• Develop robust and scalable products intended for a myriad of customers including end-user merchants, b2b, and business to government solutions. 
• Opportunities to make a difference on a global or local scale through mentorship and continued learning opportunities 
• Designing, documenting, and implementing new systems, enhancements, and modifications to existing software that aligns with design specifications, security, and Java best practices.
• Interacting with both business and technical stakeholders to deliver high-quality products and services that meet business requirements, using the latest tools and technology. 
• Delivering zero-defect code and ensuring the team's deliverables meet or exceed business expectations. Design, implement and evolve highly scalable and fault-tolerant web based applications. 
• Identifying opportunities for product innovation and improvements to best practices, standards, and processes.
• Contribute to efficient development process pipeline by leveraging best-in-class CI and CD tools.
• Develop and maintain back-end services using Java and Spring Boot, design and develop test automation frameworks, maintain CI and CD pipelines, conduct performance and load testing, and write automated test cases.
• Presenting technical solutions, capabilities, considerations, and features in business terms.
• Communicating status, issues, and risks effectively and timely.
• Contributing to the design of backend DBs and queries, API creation and consumption, and front-end UI development. Also manage backend operations and batch jobs to maintain the data. Leverage new technologies to build the next generation of Application stack.
• Working independently to develop software that conforms to Visa’s high standards of security, quality, performance, resiliency, and compliance.

This is a hybrid position. Expectation of days in office will be confirmed by your hiring manager.

Basic Qualifications:
8+ years of relevant work experience with a Bachelor’s Degree or at least 5 years of experience with an Advanced Degree (e.g. Masters, MBA, JD, MD) or 2 years of work experience with a PhD, OR 11+ years of relevant work experience.

Preferred Qualifications:
9 or more years of relevant work experience with a Bachelor Degree or 7 or more relevant years of experience with an Advanced Degree (e.g. Masters, MBA, JD, MD) or 3 or more years of experience with a PhD

Mandatory Qualifications:
Strong understanding of Generative AI (GenAI) adoption and practical application of GenAI in the software development lifecycle (SDLC)

Essential Functions:
You are a Java expert, and you have experience with REST APIs, JSON. 
Solid Experience with back-end technologies such as J2EE, JDBC, JMS and frameworks like Spring or Spring Batch, Spring Boot and vertex.
Rich Front-End development experience with Angular and React JS, Node.JS.
Working experience with Kafka, Redis, Hazelcast, or NoSQL datastores is a plus.
Hands on experience with database technologies like MySQL, DB2, Oracle. 
You have strong experience with Agile development incorporating Continuous Integration and Continuous Delivery, utilizing technologies such as GIT, Maven, Jenkins, Chef, Sonar, JUnit. 
Strong oral and written communications skills are required. 
Exceptional troubleshooting and analytical skills.
Ability to multitask and handle multiple competing priorities with minimal direction from management. 
Must work well within a team in a fast-paced high-performance organization.
We count on your curiosity and creativity, to want to understand the requirements and our processes and want to come up with creative solutions. 

The Skills You Bring:
Energy and Experience: A growth mindset that is curious and passionate about technologies and enjoys challenging projects on a global scale
Challenge the Status Quo: Comfort in pushing the boundaries, ‘hacking’ beyond traditional solutions
Language Expertise: Expertise in one or more general development languages such as Java is preferred.
Gen AI: Experience building and deploying services using AI technologies such as LangGraph, LangChain, A2A, MCP etc.
Learner: Constant drive to learn new technologies such as Angular, React, Kubernetes, Docker, etc.
Partnership: Experience collaborating with Product, Test, Dev-ops, and Agile/Scrum teams
Collaborative Leadership: Lead and collaborate with stakeholders (e.g., product owners, project managers, technical leads, architects) to define project requirements, leveraging an understanding of tradeoffs and project costs. 
Design and Architecture: Translate functional and non-functional requirements into system designs, ensuring components interact seamlessly across teams. Lead architecture discussions and refine design documents to meet non-functional requirements. 
Code Development and Reviews: Independently design and develop products, lead code reviews, and ensure adherence to coding standards. Provide guidance to team members and share best practices. 
Testing and Quality Assurance: Create and review complex test plans, identify test gaps, and ensure efficient execution of quality assurance testing. Proactively predict and address defects in software code. 
Tool Enhancement and Automation: Lead efforts to enhance, reuse, and identify new developer tools. Propose and implement automation to improve system and tool efficiency. 
Mentorship and Knowledge Sharing: Stay abreast of new trends and technologies, mentor other engineers, and share knowledge to improve product availability, reliability, efficiency, observability, and performance. 
Stakeholder Engagement: Engage with product engineering teams and product owners through code/design reviews, regular meetings, and participation in on-call rotations and incident responses. 

Work Hours: Varies upon the needs of the department.

Travel Requirements: This position requires travel 5-10% of the time.

Mental/Physical Requirements: This position will be performed in an office setting.  The position will require the incumbent to sit and stand at a desk, communicate in person and by telephone, frequently operate standard office equipment, such as telephones and computers.

Visa is an EEO Employer.  Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, disability or protected veteran status.  Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with EEOC guidelines and applicable local law.

Visa will consider for employment qualified applicants with criminal histories in a manner consistent with applicable local law, including the requirements of Article 49 of the San Francisco Police Code.

U.S. APPLICANTS ONLY: The estimated salary range for a new hire into this position is 152,200.00 to 220,850.00 USD per year, which may include potential sales incentive payments (if applicable). Salary may vary depending on job-related factors which may include knowledge, skills, experience, and location. In addition, this position may be eligible for bonus and equity. Visa has a comprehensive benefits package for which this position may be eligible that includes Medical, Dental, Vision, 401 (k), FSA/HSA, Life Insurance, Paid Time Off, and Wellness Program.