Senior Software Engineer – Banking as a Service, Payments, & Reporting

The Company

Vend is a vertically integrated hardware and software startup leveraging AI, computer vision, and automation to redefine how buildings operate, starting with parking. Join our killer squad to elevate parking into a first-class mobility vertical and set the foundation for a transformative long-term vision.

We’ve streamlined how people interact with parking real estate by digitizing access, payments, and operations. Parking is every vehicle owner’s first and last interaction with their urban environment, and the entry point for a marketplace of services like EV charging, micromobility, auto repair, and more.

If you’re passionate about shaping the future of urban mobility, financial technology, and real estate operations - while working at the cutting edge of technology - this is your opportunity to join us in changing the world.

Your Opportunity

This is your chance to help architect and launch our v5 platform, starting with a greenfield build of our Banking as a Service (BaaS) platform and enhancement of our Payments as a Service (PaaS) and Financial/Operational Reporting infrastructure. You’ll work across the full stack, from modern frontend frameworks to backend APIs and data pipelines, owning mission-critical systems that directly power revenue, banking flows, and business intelligence.

As a senior engineer, you’ll be part of a small, high-performance team where your work will have a direct and visible impact from day one. You will collaborate closely with product, design, and leadership to deliver features at startup speed without compromising technical excellence.

Our Team

Vend is led by a seasoned group with over 100 years of mobility, technology, and finance experience. The founders identified long-standing issues in the parking operator model and dedicated their careers to innovating the parking mobility vertical.

We are bold, empathetic leaders who challenge the status quo. We believe in a better tomorrow, so we’re building it ourselves.

The Role

The Senior Software Engineer for BaaS, PaaS, and Reporting will:

• Architect & Implement the backend and frontend systems for our v5 platform, with a focus on banking, payments, and reporting.

• Design Scalable Payment Solutions using Stripe Connect, Stripe Billing, Stripe Treasury and higher-level frameworks and tools like Autumn (useautumn.com) or Polar (polar.sh) for advanced functionality.

• Integrate Banking as a Service into our platform with Stripe Treasury to enable secure, compliant, and efficient financial flows.

• Build Comprehensive Reporting Systems for operational and financial metrics (e.g., automated P&L for each garage) using DBT and Snowflake Dynamic Tables.

• Own Data Strategy & Architecture for ELT/ETL pipelines, warehousing, and analytics in Snowflake.

• Build Rich and Powerful Data Visualizations by embedding reports with security and data governance into our Command Center dashboard.

• Collaborate Cross-Functionally with product, design, and other engineers to ensure cohesive, high-quality deliverables.

• Drive AI/ML Initiatives both internally (as part of our engineering process) and externally (native AI capabilities in our product) using tools like Claude Code, Cursor, and Vercel’s AI SDK.

Key Responsibilities

• Plan, design, and develop scalable full-stack solutions for banking, payments, and reporting.

• Implement secure, highly-typed TypeScript APIs and services.

• Work with data pipelines, from ingestion to modeling, for Snowflake, DBT, and related systems.

• Leverage AI tools like Cursor, Claude Code, Vercel AI SDK, and build RAG-based agents.

• Maintain high standards for code quality, system design, and documentation.

• Mentor other engineers and contribute to the evolution of our engineering culture.

Expertise & Skills

• Full-Stack TypeScript Mastery – advanced features like mapped types, strong typing across APIs and frontend.

• Payments & Banking – deep Stripe expertise (Connect, Billing, Treasury), experience with fintech integrations.

• Data Architecture – Snowflake, Fivetran/Airbyte, DBT, data modeling, and analytics tools.

• Frontend – React, Vite, Tailwind 4, shadcnUI, static site generation.

• Backend – ConvexDB for backend APIs, Bun runtime, Turborepo monorepo management.

• Auth & Security – Clerk/BetterAuth/WorkOS for authentication, Permit.io for RBAC/ReBAC authorization.

• DevOps & Observability – Axiom logging, PostHog analytics, Twilio, Resend, Balena MDM, Esper/ScaleFusion MDM.

• AI/ML – building with LLMs, RAG pipelines, Vercel AI SDK, machine learning/computer vision experience a plus.

• Startup DNA – thrives in a high-velocity, high-impact environment.

Traits We’re Looking For

• Based on the US East Coast is preferred.

• Highly driven, passionate, and execution-oriented.

• Proven success in high-growth startup environments.

Benefits & Compensation

• Salary: $180,000 – $220,000

• Equity: Significant ownership as an early-stage team member.

• Benefits: Health, dental, and vision insurance; 401(k) match; unlimited vacation.

• Team Offsites: Quarterly trips to destinations like Costa Rica, DC, Miami, Texas, Boston, and more.

Join us to help redefine how urban infrastructure is powered, monetized, and experienced.