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Senior Fullstack Engineer, Borrow Experiences

Employee Applicant Privacy Notice

Who we are:

Shape a brighter financial future with us.

Together with our members, we’re changing the way people think about and interact with personal finance.

We’re a next-generation financial services company and national bank using innovative, mobile-first technology to help our millions of members reach their goals. The industry is going through an unprecedented transformation, and we’re at the forefront. We’re proud to come to work every day knowing that what we do has a direct impact on people’s lives, with our core values guiding us every step of the way. Join us to invest in yourself, your career, and the financial world.

Who we are
We’re a next-generation fintech company on a mission to help our members achieve financial independence to realize their ambitions—whether that’s buying a house, starting a family, or becoming debt free. We aim to be at the center of our members’ financial lives, so they can get their money right. 

By joining SoFi, you’ll help shape a brighter financial future for our 6+ million members—using innovative, mobile-first technology to transform an industry that hasn’t changed in decades. With offices across the United States and abroad, we’re one of the fastest growing companies in fintech—offering the agility of a start-up with the stability of seasoned management and dynamic, passionate employees. 

Join us to invest in yourself, your career, and the financial world.

The role
We are looking for a Senior Software Engineer to join the SoFi Borrow team who will help build a cutting-edge technology platform for the Loan Originations and Collections system which is at the heart of our lending products. You will be part of a team that is empowered to make technical decisions.
On our team, you will be in the middle of it all – implementing functionality, architecting our system, squashing bugs, maintaining the health of our code, and continually growing as an engineer. The ideal candidate is both forward-thinking and hands-on, has a solid sense of ownership and drive for delivery, and a strong team player. At SoFi, we pride ourselves on the collaboration between Product, Design and Engineering and so you will be involved in the entire product lifecycle, from ideation through building, deploying and continual improvement and evolution. 

 

What you’ll do:
Lead the development and testing of our systems and services
Participate in shaping the technical architecture of the product
Help translate product requirements into user stories and technical solutions
Deliver highly available and scalable services in a production environment
Mentor other engineers, support the technical culture, and help grow the team
Generate ideas for new initiatives and technologies
Communicate with project leads, product managers and other software developers

 

What you’ll need:

  • Bachelor’s Degree in Computer Science or related field

  • 5+ years programming experience, ideally on a modern stack

  • Our core stack is Java/ Kotlin/ Spring / PostgreSQL/ React, and we run on Kubernetes in a service oriented architecture with over 100 services in production

  • 2+ years Java, Kotlin or other OO programming experience 

  • 3+ years React, Typescript, GraphQL experience

  • Experience working on a SOA or microservice-based application.

  • Experience working with GIT and CI/CD systems.

  • Willingness to roll up your sleeves, collaborate with others and get stuff done

  • Solid sense of responsibility; driving a project from inception to completion

  • Affinity for solving problems and shipping impactful features, not polishing perfect code or architecture

  • Experience working in a collaborative coding environment, refining designs together, working through code reviews and managing pull requests

  • View Unit and Integration test as 1st class citizen in software development

Nice to have:

  • Interest in personal finance

  • Experience scaling highly available, mission critical systems

  • Full-stack experience, either toward systems (kafka, redis docker), and front-end (javascript/typescript, react).

Compensation and Benefits
The base pay range for this role is listed below. Final base pay offer will be determined based on individual factors such as the candidate’s experience, skills, and location. 
 
To view all of our comprehensive and competitive benefits, visit our Benefits at SoFi page!
SoFi provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion (including religious dress and grooming practices), sex (including pregnancy, childbirth and related medical conditions, breastfeeding, and conditions related to breastfeeding), gender, gender identity, gender expression, national origin, ancestry, age (40 or over), physical or medical disability, medical condition, marital status, registered domestic partner status, sexual orientation, genetic information, military and/or veteran status, or any other basis prohibited by applicable state or federal law.
The Company hires the best qualified candidate for the job, without regard to protected characteristics.
Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.
New York applicants: Notice of Employee Rights
SoFi is committed to an inclusive culture. As part of this commitment, SoFi offers reasonable accommodations to candidates with physical or mental disabilities. If you need accommodations to participate in the job application or interview process, please let your recruiter know or email [email protected].
Due to insurance coverage issues, we are unable to accommodate remote work from Hawaii or Alaska at this time.
Internal Employees
If you are a current employee, do not apply here - please navigate to our Internal Job Board in Greenhouse to apply to our open roles.

Average salary estimate

$165000 / YEARLY (est.)
min
max
$140000K
$190000K

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SoFi helps people achieve financial independence to realize their ambitions.

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Full-time, hybrid
DATE POSTED
November 13, 2025
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