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Senior Software Engineer - Bank Processing Platform

The Company

PayPal has been revolutionizing commerce globally for more than 25 years. Creating innovative experiences that make moving money, selling, and shopping simple, personalized, and secure, PayPal empowers consumers and businesses in approximately 200 markets to join and thrive in the global economy. 

We operate a global, two-sided network at scale that connects hundreds of millions of merchants and consumers. We help merchants and consumers connect, transact, and complete payments, whether they are online or in person. PayPal is more than a connection to third-party payment networks. We provide proprietary payment solutions accepted by merchants that enable the completion of payments on our platform on behalf of our customers.

We offer our customers the flexibility to use their accounts to purchase and receive payments for goods and services, as well as the ability to transfer and withdraw funds. We enable consumers to exchange funds more safely with merchants using a variety of funding sources, which may include a bank account, a PayPal or Venmo account balance, PayPal and Venmo branded credit products, a credit card, a debit card, certain cryptocurrencies, or other stored value products such as gift cards, and eligible credit card rewards.  Our PayPal, Venmo, and Xoom products also make it safer and simpler for friends and family to transfer funds to each other. We offer merchants an end-to-end payments solution that provides authorization and settlement capabilities, as well as instant access to funds and payouts. We also help merchants connect with their customers, process exchanges and returns, and manage risk. We enable consumers to engage in cross-border shopping and merchants to extend their global reach while reducing the complexity and friction involved in enabling cross-border trade. 

Our beliefs are the foundation for how we conduct business every day.  We live each day guided by our core values of Inclusion, Innovation, Collaboration, and Wellness. Together, our values ensure that we work together as one global team with our customers at the center of everything we do – and they push us to ensure we take care of ourselves, each other, and our communities.

Job Summary:

This job delivers complete solutions spanning all phases of the Software Development Lifecycle (SDLC). It involves advising management on project-level issues, guiding junior engineers, operating with little supervision, and applying knowledge of technical best practices.

Job Description:

Essential Responsibilities:

  • Delivers complete solutions spanning all phases of the Software Development Lifecycle (SDLC) (design, implementation, testing, delivery and operations), based on definitions from more senior roles.
  • Advises immediate management on project-level issues
  • Guides junior engineers
  • Operates with little day-to-day supervision, making technical decisions based on knowledge of internal conventions and industry best practices
  • Applies knowledge of technical best practices in making decisions

Expected Qualifications:

  • 3+ years relevant experience and a Bachelor’s degree OR Any equivalent combination of education and experience.

Preferred Qualification:

    • Experience developing large scale applications JAVA, Spring Core and Spring Batch, with good hands on exposure to SQL and NoSQL technologies, good understanding of relational and free form databases, including strong data architecture and SQL/PL-SQL development skills 

    • Exposure to Spark, Distributed Databases, Cloud Technologies is a plus. 

    • Accomplished technologies with deep understanding of and extensive experience applying advanced object-oriented design and development principles. 

    • Expert level understanding of designing and developing data intensive applications, and architecting them for scalability and availability. 

    • Hands experience in designing and developing high traffic backend services, with low latency and designing them for scale. 

    • Accomplished technologies with expert level experience applying software design patterns, data structures, algorithms. 

    • Good analytical and problem solving skills 

    • Experience collaborating with business users to define the key business requirements and translate them into process/technical solutions 

    • Experience in handling multiple stakeholders across technology and business 

    • Ability to influence without authority 

    • Proficiency in driving consensus, and have proven track record of innovative solutions solving business problems, without creating technical debts. 

    • Experience in Unix based development environment is a plus 

    • Knowledge on scripting languages like Unix Shell, Perl, Python is a plus 

    • Experience in application performance fine tuning is a plus. 

    • Experience with unit testing using Junit and writing functional testing. 

    • Experience using industry standard software development tools (IDE / Version Control / Continuous Integration) 

    • Strong debugging and problem resolution skills 

    • Expertise in online payments and related domains is a plus 

    • Focuses on test driven development and automation. 

    • Believes in Agile development and are comfortable with SCRUM process. 

    • Refactor existing codebase and in understanding existing implementations to decide to refactor or rewrite. 

    • Identify Performance bottlenecks and use good coding patterns to avoid them  

    • Strong advocate of good coding standards and preach code-coverage tools like Sonar 

    Subsidiary:

    PayPal

    Travel Percent:

    0

    -

    PayPal is committed to fair and equitable compensation practices.

    Actual Compensation is based on various factors including but not limited to work location, and relevant skills and experience.

    The total compensation for this practice may include an annual performance bonus (or other incentive compensation, as applicable), equity, and medical, dental, vision, and other benefits. For more information, visit https://www.paypalbenefits.com.

    The US national annual pay range for this role is $123,500 to $212,850

    PayPal does not charge candidates any fees for courses, applications, resume reviews, interviews, background checks, or onboarding. Any such request is a red flag and likely part of a scam. To learn more about how to identify and avoid recruitment fraud please visit https://careers.pypl.com/contact-us.

    For the majority of employees, PayPal's balanced hybrid work model offers 3 days in the office for effective in-person collaboration and 2 days at your choice of either the PayPal office or your home workspace, ensuring that you equally have the benefits and conveniences of both locations.

    Our Benefits:

    At PayPal, we’re committed to building an equitable and inclusive global economy. And we can’t do this without our most important asset—you. That’s why we offer benefits to help you thrive in every stage of life. We champion your financial, physical, and mental health by offering valuable benefits and resources to help you care for the whole you.

    We have great benefits including a flexible work environment, employee shares options, health and life insurance and more. To learn more about our benefits please visit https://www.paypalbenefits.com.

    Who We Are:

    Click Here to learn more about our culture and community.

    Commitment to Diversity and Inclusion 

    PayPal provides equal employment opportunity (EEO) to all persons regardless of age, color, national origin, citizenship status, physical or mental disability, race, religion, creed, gender, sex, pregnancy, sexual orientation, gender identity and/or expression, genetic information, marital status, status with regard to public assistance, veteran status, or any other characteristic protected by federal, state, or local law.  In addition, PayPal will provide reasonable accommodations for qualified individuals with disabilities.  If you are unable to submit an application because of incompatible assistive technology or a disability, please contact us at paypalglobaltalentacquisition@paypal.com.

    Belonging at PayPal: 

    Our employees are central to advancing our mission, and we strive to create an environment where everyone can do their best work with a sense of purpose and belonging. Belonging at PayPal means creating a workplace with a sense of acceptance and security where all employees feel included and valued. We are proud to have a diverse workforce reflective of the merchants, consumers, and communities that we serve, and we continue to take tangible actions to cultivate inclusivity and belonging at PayPal.

    Any general requests for consideration of your skills, please Join our Talent Community.

    We know the confidence gap and imposter syndrome can get in the way of meeting spectacular candidates. Please don’t hesitate to apply.

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    CEO of PayPal
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    Dan Schulman
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    At PayPal (Nasdaq: PYPL), we put people at the center of everything we do. Founded in 1998, we continue to be at the forefront of the digital payments revolution, last year we processed 4 billion payments, of which 1 billion were made on mobile d...

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    DATE POSTED
    October 14, 2025
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