Let’s get started
By clicking ‘Next’, I agree to the Terms of Service
and Privacy Policy, and consent to receive emails from Rise
Jobs / Job page
Senior Government Underwriter image - Rise Careers
Job details

Senior Government Underwriter

Company Description

HomeXpress – Your Leading Non-QM Mortgage Lender.

Join our growing team and be part of the Top Non-QM Lender in the Business.

We are known for closing mortgage loans with speed, ease, and convenience.

Licensed in 46 States, we provide brokers with a full suite of mortgage products, including VA, FHA, & FHLMC.

If you have a service first mentality and thrive in a fast-paced environment, HomeXpress is the place for you.

Join us as we continue to grow and expand our business to the Non-Delegated Correspondent Channel!

Job Description

Job Title: Senior Government Underwriter 

Department: Credit 

Reports To: VP, Credit - Agency 

 

PRIMARY FUNCTIONS: The Senior Government Underwriter (UW) verifies necessary conditions to ensure that borrowers meet program specifications by drawing upon thorough knowledge of residential mortgage underwriting guidelines. They will also act as a “knowledge bank” in support of various departments and be a conduit of that knowledge both internally and to HomeXpress Mortgage’s clients. 

ESSENTIAL DUTIES AND RESPONSIBILITIES:  

  • Analysis of submitted files for repayment capacity, capital, character, collateral, and property condition while adhering to HomeXpress credit policies and guidelines 

  • Properly Condition loans per Underwriting Guidelines and AUS as applicable 

  • Communicate decisions to appropriate individuals 

  • Clear conditions, including but not limited to credit and title conditions  

  • Ensure the highest quality and level of customer satisfaction 

DESIRED PERSONAL CHARACTERISTICS: 

  • Detail oriented and committed to the highest quality 

  • Self-Starter with positive Can-Do attitude 

  • Works well under pressure and relishes the responsibility that comes with the job 

  • Problem solving and analysis 

  • Decision making 

  • Results driven 

  • Communication proficiency 

  • An open-minded individual that embraces change and innovation 

JOB REQUIREMENTS: 

  • Meet Daily and Monthly targets for productivity 

  • Provide feedback on guidelines to ensure HomeXpress is following Agency (GSE, FHA, VA) Guides 

  • Assist with new product development, and implementation 

EDUCATION: 

  • Bachelor's degree in business, finance, or equivalent related field experience preferred 

EXPERIENCE: 

  • 5+ years of experience in mortgage underwriting 

  • VA LAPP/SAR 

  • FHA DE 

  • Manual underwriting to FHA and VA handbook requirements 

  • AUS proficient 

  • Computer proficient in Excel, Word, Outlook, and various LOS 

  • Demonstrate strong history of good time management skills, decision making ability, critical thinking and attention to detail. 

  • Ability to communicate issues between several audiences proficiently 

  • Achieves and exceeds work goals for productivity, quality, and turnaround time by prioritizing workflow and managing pipeline 

PHYSICAL REQUIREMENTS: 

  • This position is in an office setting / remote with computer and general office equipment. The position requires the ability to move freely around within the department and other department locations. 

Additional Information

All your information will be kept confidential according to EEO guidelines.

Average salary estimate

$117500 / YEARLY (est.)
min
max
$95000K
$140000K

If an employer mentions a salary or salary range on their job, we display it as an "Employer Estimate". If a job has no salary data, Rise displays an estimate if available.

Similar Jobs

AmTrust Financial Services is hiring a Senior Underwriting Assistant in Chicago to manage renewals, process endorsements, and support brokers across multiple P&C lines under an assigned letter of authority.

Photo of the Rise User

Peraton seeks an experienced Vice President — Pricing & Estimation to lead a large pricing organization and set pricing strategy, modeling, and competitive intelligence for complex federal proposals.

Western Alliance Bank seeks a Portfolio Analyst to support Digital Asset Banking client onboarding, account management, and portfolio monitoring in Phoenix.

Photo of the Rise User
NBCUniversal Hybrid 30 Rockefeller Plaza, New York, NEW YORK
Posted 16 hours ago

NBCUniversal is looking for a Sr. Manager, FP&A to lead budgeting, forecasting, consolidation, and executive-level financial analysis for its Tech Ops, Engineering & Cyber group.

Photo of the Rise User

CIBC is hiring a Governance and Controls Summer Intern in Chicago to support risk governance assignments, gain exposure to control operations, and develop analytic and project leadership skills.

Photo of the Rise User

Emory Healthcare is hiring a Senior Manager, Revenue Cycle Operations in Atlanta to oversee ambulatory revenue cycle teams, optimize processes, and ensure billing and compliance excellence across clinic specialties.

Photo of the Rise User
Posted 13 hours ago

Harbor is hiring a Senior Manager of Corporate Development to drive M&A sourcing, execution, and strategic financial analysis for its growth agenda, with strong exposure to executives and the PE sponsor.

Photo of the Rise User

Support the credit strategy team at the Rock Family of Companies by delivering reports, analyzing metrics, and assisting with presentations and meeting recaps during a hands-on summer internship.

Photo of the Rise User

Strategic finance leader sought to oversee operations and supply chain finance across Menasha Packaging’s manufacturing and distribution network, driving cost transformation, reporting standardization and talent development.

Photo of the Rise User
Trimble Hybrid US - CO, Westminster
Posted 13 hours ago

Trimble seeks a Financial Analyst in Westminster, CO (or Lake Oswego, OR) to support AECO Go‑To‑Market teams with forecasting, variance analysis, financial modeling, and business partnering.

Posted 8 hours ago

Stark College & Seminary is seeking an experienced CFO/VP of Finance with nonprofit or higher-education financial leadership experience and a commitment to Christ to lead finance, facilities, and communications.

Photo of the Rise User
Posted 12 hours ago

Lead the firm’s pricing strategy and compliance function, driving data-driven fee structures, OCG oversight, and stakeholder engagement to support profitable client outcomes.

Photo of the Rise User
Camunda Hybrid No location specified
Posted 13 hours ago

Provide interim FP&A coverage focused on G&A forecasting, driver-based modeling, and executive reporting for a global, remote enterprise automation company.

MATCH
Calculating your matching score...
FUNDING
DEPARTMENTS
SENIORITY LEVEL REQUIREMENT
TEAM SIZE
No info
HQ LOCATION
No info
EMPLOYMENT TYPE
Full-time, hybrid
DATE POSTED
October 14, 2025
Risa star 🔮 Hi, I'm Risa! Your AI
Career Copilot
Want to see a list of jobs tailored to
you, just ask me below!