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Staff Software Engineer, Risk & Pricing

Flex is a NYC‑headquartered growth-stage fintech building a better rent payment experience. We are seeking a Staff Software Engineer for the Risk Engineering team to design, build, and operate core platforms that power credit decisioning, fraud prevention, and a composable pricing engine that ties into product monetization and risk policies.

Skills

  • Deep Java and JVM performance expertise (tuning, GC, memory)
  • Experience with Spring (Core/Web/Boot), Gradle, and testing frameworks (JUnit)
  • Designing service-oriented architectures, REST APIs, and message-driven systems
  • Hands-on AWS experience (EKS, Aurora RDS, DynamoDB, ElastiCache) and containerized workloads
  • Experience building pricing engines or pricing platforms
  • Strong background in risk engineering: credit risk, fraud detection, or decision platform architecture
  • Observability and reliability best practices

Responsibilities

  • Lead architecture and evolution of risk decisioning platforms supporting credit eligibility, fraud prevention, and controlled product access.
  • Design and build a pricing engine from the ground up integrating with risk decisions and supporting customer- and product-level pricing.
  • Own and operate high-scale, 24/7 APIs and distributed systems powering risk and pricing decisions.
  • Provide technical leadership, establish long-term platform vision, and drive engineering best practices.
  • Balance hands-on implementation with architectural oversight to ensure delivery velocity and maintainability.
  • Partner with Risk, Product, Data Science, and Finance to translate business strategies into auditable, scalable systems.
  • Identify systemic reliability, scalability, and risk gaps and lead initiatives to remediate them.
  • Mentor engineers, lead design reviews, and raise engineering standards across teams.

Education

  • Bachelor's degree in Computer Science, Engineering, or a related field or equivalent experience
  • Advanced degree (MS/PhD) in a relevant field is a plus but not required

Benefits

  • Competitive medical, dental, and vision available from Day 1 (U.S. full-time)
  • Company equity
  • 401(k) plan with company match beginning in 2026 (U.S.)
  • Unlimited paid time off + 13 company paid holidays
  • Parental leave
  • Flex Cares Program
  • Free Flex subscription
  • Competitive compensation + equity for non-U.S. full-time employees
  • Remote work and inclusive, diverse culture
To read the complete job description, please click on the ‘Apply’ button
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Revathi Advaithi
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Average salary estimate

$218000 / YEARLY (est.)
min
max
$199000K
$237000K

If an employer mentions a salary or salary range on their job, we display it as an "Employer Estimate". If a job has no salary data, Rise displays an estimate if available.

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FUNDING
SENIORITY LEVEL REQUIREMENT
TEAM SIZE
SALARY RANGE
$199,000/yr - $237,000/yr
EMPLOYMENT TYPE
Full-time, remote
DATE POSTED
January 11, 2026
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