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Senior Backend Engineer, Spending

Chime is a rapidly growing financial technology company committed to helping members achieve financial progress. They are seeking a Senior Backend Engineer to design and maintain scalable backend APIs for their banking platform, collaborating with mobile and cross-functional teams to enhance the member experience.

Skills

  • Expertise in Ruby on Rails or comparable backend frameworks
  • Experience with transactional databases and caching systems
  • Understanding of architectural patterns for large-scale web applications
  • Ability to write maintainable and well-tested code
  • Strong problem-solving and deep technical learning ability

Responsibilities

  • Design, develop, test, refactor, and scale backend implementations for new and existing consumer product features
  • Collaborate with mobile teams to build robust APIs powering the member-facing mobile app
  • Work with cross-functional teams to identify and solve member pain points
  • Proactively improve system reliability and scalability
  • Maintain high technical standards across engineering teams

Education

  • Bachelor’s degree in Computer Science or related field (preferred)

Benefits

  • Four days in-office work policy with Fridays remote
  • Backup child, elder, and pet care plus subsidized commuter benefits
  • Competitive salary, bonus, and equity package
  • 401k matching and comprehensive medical, dental, vision, life, and disability insurance
  • Generous vacation and paid time off including company-wide Chime Days
  • 1% community support time
  • Annual wellness stipend
  • Up to 24 weeks paid parental leave for birthing parents and 12 weeks for non-birthing parents
  • Family planning support with $15k lifetime reimbursement
  • Engaging in-person and virtual team events
To read the complete job description, please click on the ‘Apply’ button
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Average salary estimate

$210795 / YEARLY (est.)
min
max
$176490K
$245100K

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We created Chime because we believe everyone deserves financial peace of mind.

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FUNDING
SENIORITY LEVEL REQUIREMENT
TEAM SIZE
SALARY RANGE
$176,490/yr - $245,100/yr
EMPLOYMENT TYPE
Full-time, hybrid
DATE POSTED
August 10, 2025
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