Credit Analyst (Remote - Sacramento, CA)

More than 135 years ago, we started with core values that never go out of style: listen, learn and help businesses and individuals reach their goals. These core values shape our culture, and we were recently Great Place to Work Certified because of our outstanding workplace culture and employee experience. As well, our financial strength and stability are key reasons Forbes named us one of the Best 100 Banks in America for the ninth consecutive year.

With more than $16 billion in assets and 135 branch locations throughout Washington, Oregon, Idaho, and California, we understand our role in the economy and take that responsibility seriously. In addition to offering a source of capital to personal banking clients and businesses of all sizes, we place a high importance on employee volunteerism and donate millions of dollars each year to community organizations.

As a Credit Analyst, you will perform credit analysis and prepare credit approval packages for simple to moderately complex commercial loans.

• Responsible for investigating credit and financial information on prospective and existing clients.
• Analyze business/personal financial statements, collateral support, and sources of repayment for new, renewed, and existing loans.
• Prepare spreadsheets, credit proposals for complex credits, summaries, and opinions for loan decision makers.
• Responsible for complying with policies, procedures, security requirements, and government regulations.

• Bachelor's Degree: Accounting, Business, Economics, Law, Computer Science or other related field required (an equivalent combination of education and experience may be considered) 

• 2 or more years of related credit/financial analytics experience required 
• Commercial Credit Analysis preferred

• Ability to analyze financial statements, tax returns, and cash flows. Possess knowledge of credit investigations. 
• Possess strong analytical skills and knowledge of basic accounting principles. 
• Ability to accurately produce high volumes of work while adapting to changing situations and interruptions in a high pressure, deadline driven environment. 
• Possess effective and professional verbal and written communication skills. 
• Knowledge of federal and state laws and regulations relating to commercial lending. 
• Proficient in Excel, Word, and applicable systems. 

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• Targeted starting compensation range is based on location and experience: $30.34 - $39.98
• Incentive and commission compensation may be awarded for eligible roles
• Comprehensive employee benefits, including medical, dental, vision, LTD, STD and life
• Paid vacation time, sick time, personal days, paid volunteer time and 11 company paid holidays
• 401k (up to 4% match with immediate vesting)
• Tuition reimbursement up to $5,250 annually (minimum service requirement)
• Read more about these and additional benefits at: Employee Benefits | Banner Bank

Please take time to review Banner Bank's Consent & Privacy notice before applying.

Banner Bank is an Equal Opportunity Employer committed to diversity in the workplace. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, citizenship, marital status, age, disability or protected veteran status.

Banner Bank does not accept unsolicited resumes from agencies and/or search firms for any job postings. Resumes submitted to any Banner Bank employee by a third-party agency and/or search firm without a valid written and signed search agreement, will become the sole property of Banner Bank. No fee will be paid if a candidate is hired for a position as a result of an unsolicited agency or search firm referral.