Vice President, Consumer Deposit Product Oversight and Governance
At American Express, our culture is built on a 175-year history of innovation, shared values and Leadership Behaviors, and an unwavering commitment to back our customers, communities, and colleagues. As part of Team Amex, you'll experience this powerful backing with comprehensive support for your holistic well-being and many opportunities to learn new skills, develop as a leader, and grow your career.
Here, your voice and ideas matter, your work makes an impact, and together, you will help us define the future of American Express.
How will you make an impact in this role?
About the Business
The U.S. Consumer Services business is responsible for our suite of consumer products, services, and experiences in the U.S., including our premium, cobrand, cash back, and lending portfolios, Membership Rewards, Global Travel & Lifestyle Services, the Centurion Lounge network, our Global Dining and Resy businesses, and best-in-class marketing programs across customer, prospect, and partner channels. The USCS team is focused on making membership an indisputable competitive advantage and helping each other become better leaders every day.
Within U.S. Consumer Services, the Consumer Banking Organization is committed to providing members with Everyday Banking products that give members unparalleled value, service and convenience. This recently formed team is driving AXP’s innovation for banking services, identifying Member needs’ and innovating around new digital banking products. This exciting opportunity is core to driving future success of American Express.
About the Role
The Vice President, Consumer Deposit Product Oversight and Governance, will lead a team responsible for driving cross-product operational consistency and efficiency, as well as critical governance and control activities related to Consumer Deposit Products (Checking, Savings and Time Deposits). Core to the mission will be ensuring our deposit product suite operates seamlessly for our members while also keeping a focus on operational excellence and compliance. As we work towards delivering world class Deposit Products and experiences, this role will be pivotal in that journey. The ideal candidate will be a highly structured and influential leader with ability to both set long term vision for product interoperability and roll-up their sleeves to build critical new oversight processes.
Key responsibilities for this leader’s team will include:
-
Lead and implement key risk and control initiatives across the Consumer Banking business, driving effective risk mitigation and strong collaboration across BUs.
-
Partner closely with Product Management & Development to ensure appropriate control design for new products and features
-
Act as lead in engagements with Compliance and Audit assessments as well as Regulatory Exams across Consumer Deposit Products
-
Partner closely with Control Management, Compliance, GCO and Risk partners on control and oversight agenda and operating cadences
-
Support the day-to-day internal and external exam management process, working with the Enterprise functions (e.g., data request compilation, action implementation, and regulatory adherence)
-
Drive consistent use of the enterprise risk governance by communicating updates and integrating regulatory changes into processes and training
-
Set and carry out strategy for issue management resolution and remediation processes in accordance with American Express standards
-
Continuously enhancing our operational strategies, processes, and controls to support the delivery of best in class products
-
Act as a key thought leader, sharing best practices, thematic insights, and control trends across the Consumer Banking business
In addition, the following qualifications will be key to success:
-
10+ years of experience in financial services
-
Strong experience in past controls, compliance or operational excellence focused roles
-
Excellent project management, communication, and interpersonal skills, with an ability to interact and obtain buy-in from senior leadership and cross-functional partners
-
Expertise in process governance, with a track record of establishing and overseeing robust decision-making processes that align with policies, regulatory frameworks, and/or operational standards
-
Demonstrated history leading or playing key role in regulatory exams and internal audits
-
Prior leadership experience working with Consumer Deposit products
-
Strong affinity for process management and quality assurance
-
Outstanding interpersonal, leadership and influencing skills with the ability to work with partners across different functions and connect with all levels of employees
-
Prior experience leading complex, cross-functional teams
-
High comfort level in start-up / new business environment and open to leading while being hands on
-
Thrives in a fast-paced environment to deliver multiple priorities under tight deadlines
-
Committed people leader with high level of integrity and a track record of developing and inspiring others
Salary Range: $185,000.00 to $275,000.00 annually + bonus + equity (if applicable) + benefits
The above represents the expected salary range for this job requisition. Ultimately, in determining your pay, we’ll consider your location, experience, and other job-related factors.
We back you with benefits that support your holistic well-being so you can be and deliver your best. This means caring for you and your loved ones' physical, financial, and mental health, as well as providing the flexibility you need to thrive personally and professionally:
- Competitive base salaries
- Bonus incentives
- 6% Company Match on retirement savings plan
- Free financial coaching and financial well-being support
- Comprehensive medical, dental, vision, life insurance, and disability benefits
- Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need
- 20+ weeks paid parental leave for all parents, regardless of gender, offered for pregnancy, adoption or surrogacy
- Free access to global on-site wellness centers staffed with nurses and doctors (depending on location)
- Free and confidential counseling support through our Healthy Minds program
- Career development and training opportunities
For a full list of Team Amex benefits, visit our Colleague Benefits Site.
American Express is an equal opportunity employer and makes employment decisions without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran status, disability status, age, or any other status protected by law. American Express will consider for employment all qualified applicants, including those with arrest or conviction records, in accordance with the requirements of applicable state and local laws, including, but not limited to, the California Fair Chance Act, the Los Angeles County Fair Chance Ordinance for Employers, and the City of Los Angeles’ Fair Chance Initiative for Hiring Ordinance. For positions covered by federal and/or state banking regulations, American Express will comply with such regulations as it relates to the consideration of applicants with criminal convictions.
We back our colleagues with the support they need to thrive, professionally and personally. That's why we have Amex Flex, our enterprise working model that provides greater flexibility to colleagues while ensuring we preserve the important aspects of our unique in-person culture. Depending on role and business needs, colleagues will either work onsite, in a hybrid model (combination of in-office and virtual days) or fully virtually.
US Job Seekers - Click to view the “Know Your Rights” poster. If the link does not work, you may access the poster by copying and pasting the following URL in a new browser window: https://www.eeoc.gov/poster
Average salary estimate
If an employer mentions a salary or salary range on their job, we display it as an "Employer Estimate". If a job has no salary data, Rise displays an estimate if available.
Support the Senior Vice President of Financial Crimes Risk & Controls at American Express by managing strategic initiatives and operational priorities in a dynamic, global environment.
Lead the U.S. Independent Compliance Testing team at American Express to ensure rigorous adherence to compliance standards and regulatory requirements.
World Relief is hiring a Finance Specialist in Austin, TX to manage financial operations and assist resettlement efforts in a purpose-driven nonprofit environment.
Support senior leadership in driving strategic and operational excellence within American Express's Financial Crimes Risk & Controls Center of Excellence.
Lead American Express's Commercial Rating and Underwriting teams to manage credit risk and ensure portfolio performance within a dynamic, growth-oriented financial institution.
Dynamic opportunity for an Analyst or Associate to join Mizuho's leading Structured Credit Group focused on innovative ABS deal origination and execution.
Lead credit and fraud risk audits at American Express, contributing to risk management and control improvements within a globally recognized financial institution.
A leading clean economy capital markets platform is looking for a seasoned Sr. Manager to spearhead transaction execution and developer engagement in its expanding clean energy financing business.
Lead CECL credit reserve analytics and governance as Vice President at American Express, driving insights and managing a global team to support credit risk strategies and regulatory discussions.
Seeking an experienced Budget Analyst SME to lead budget execution and financial analysis in a high-stakes intelligence financial services environment.
Lead liquidity initiatives and financial strategy as Director Treasury at American Express, driving impactful decisions within a historic and innovative financial institution.
Lead enterprise risk management reporting and governance for multiple corporate functions at American Express, enhancing risk oversight and compliance.
Nylas is seeking a strategic Senior Revenue Operations Analyst to lead optimization of revenue and go-to-market processes within a fast-paced, remote-first SaaS environment.
Lead strategic financial planning and forecasting for Tommy Hilfiger’s growth and digital initiatives as Director of Business Planning & Forecasting.
American Express is a multinational financial services corporation and global leader in providing personal, small business, and corporate credit cards.
1669 jobs
🔮
Hi, I'm Risa! Your AI Career Copilot
you, just ask me below!
