Compliance Associate

At Acorns we look after the financial best interest of the up-and-coming. We are innovators. We make bold decisions. We stay curious, inspiring one another to push past all previous thresholds of possibility. We are one team and are building a diverse community of team members, partners, and customers from all walks of life to foster creativity, challenge conventional thinking, and put the tools of wealth-making in everyone’s hands.

We are looking for missionaries who are rooted in purpose, to join our team. We can achieve our goals if we are a team of missionaries working toward a shared purpose and mission.

Our mission? With benevolence and courage, we look after the financial best interests of the up-and-coming; beginning with the empowering, proud step of micro-investing.

How do we accomplish our mission? Our values.

Lead With Heart

With compassion, integrity, and tenacity, inspire yourself and others to move past all previous thresholds of possibility

Make Bold Decisions

We are creating a new world. Be optimistic, adventurous, and courageous. Leap fearlessly into the future

Always Build Trust

Say what you mean, mean what you say, and do what you say you’re going to do. We are all owners. We are one team

Never Stop Growing

Change IS the constant. Stay hungry and curious. Be relentless in the pursuit of progress

Find a way

Never settle, no excuses, nothing is impossible. Just make it happen

Our values guide us, and our mission drives us.

Come join us and help deliver financial wellness for the whole family, creating compound growth at every life stage.

Compliance Associate | Acorns

Acorns is seeking a Compliance Associate to assist in all aspects of the compliance program across Acorns and its subsidiaries. This role will report to the Sr. Manager of Compliance and carry out Acorns’ culture of compliance by enhancing the company’s compliance programs, maintaining policies and procedures, analyzing regulatory changes, providing credible risk-based regulatory advice, and developing a close relationship with compliance’s business partners throughout the organization.

Specifically, this role will be responsible for supporting the integrity of compliance programs across Acorns entities through frequent and rigorous review of the Written Supervisory Procedures (WSPs), Standard Operating Procedures (SOPs), and various other critical compliance documents applicable to different regulatory frameworks, including investment advisory, broker-dealer, and banking regulations. Additionally, this role will assist with other aspects of enterprise-wide compliance, including testing and monitoring, customer complaints and social media QA reviews, overall recordkeeping, audits, and examinations.

Under manager supervision, this role will address routine to moderately complex issues and combine analysis, wisdom, and experience to arrive at sound conclusions and recommendations. Additionally, this role works with department leadership, takes initiative in handling challenging issues and situations, as well as making thorough recommendations and actionable plans, to improve internal and external compliance processes.

You are not expected to have experience with all listed requirements. If you feel passionately about Acorns' mission, vision and values, please apply.

This role has the option to be remote or based in our Irvine, CA, or New York, NY offices.

What you’ll do at Acorns:

• Help keep our supervisory documents—like WSPs and SOPs—accurate, up to date, and aligned with regulatory standards.

• Review regulatory disqualifying events and referrals across our entities to ensure we’re meeting SEC, FINRA, and banking requirements.

• Conduct regular social media reviews to monitor for quality, compliance, and brand integrity.

• Partner with a Senior Compliance Officer to support testing and monitoring efforts, organize data and documentation, and summarize findings.

• Serve as the go-to person for our ACA Compliance Management System, helping team members properly disclose and report Outside Business Activities, brokerage accounts, and private securities transactions.

• Support regulatory exams and requests by gathering and preparing key data and documentation.

• Manage and communicate regulatory continuing education requirements, ensuring team members complete assigned courses on time.

• Look for opportunities to streamline or automate compliance processes and help bring those improvements to life.

• Take ownership of assigned processes and manage them proactively as you grow in the role.

• Collaborate with senior members of the Compliance and Legal teams on additional projects and responsibilities.

• Participate in regular goal-setting and performance check-ins with your manager.

What you will bring to Acorns:

• 1+ years of experience with a financial services company

• FINRA SIE preferred

• Associate’s degree

• Excellent communication skills (written and verbal)

• Ability to evaluate risk and work with leadership to make impactful decisions

• Solution-focused and risk-based approach to problem-solving

• Detail-oriented ability to work with multiple priorities in a fast-paced environment

• Comfortable working both independently and in a team environment and under tight deadlines

• Thirst for delivering game-changing products

• Exceptional drive and precision in delivery

• A belief that your work is tied to your life's mission

• Optimistic about the potential of societal change

You are not expected to have experience with all listed requirements. If you feel passionate about Acorns' mission, vision, and values, please apply.

What we offer:

• Competitive salary and stock options

• A comprehensive benefits package to meet the needs of you and your family

• Flexible work hours, location, and paid time off

• 401k discretionary match

• Monthly Acorns account contribution & GoHenry account for your family

• Wellness Days - Company-wide quarterly days off to rest + recharge

• Mindfulness, Mental Health, and Financial Wellness resources: Headspace, Ginger, and Addition Wealth are offered at no cost to you

• Acorns Career Development Program (Monthly Acorns to Oaks training sessions, development plans, quarterly development check-ins, Cornerstone’s online training platform)

• Roots Leadership Program for emerging leaders

• Monthly community celebrations, events, panel discussions, and speakers

• Talented and motivated team members who care deeply about one another, our mission, and our customers.

• The rare opportunity to create a new world. We inspire one another every day to do meaningful work that solves big societal challenges.

About Acorns:

Acorns is how everyday consumers save & invest for the long term. By putting the tools of wealth-making in everyone's hands, Acorns has become the largest subscription service in U.S. consumer finance, serving over 10 million everyday Americans. Today, Acorns is a global company across five countries with three distinct products, including GoHenry, the leader in money management and financial education for kids in the US and UK, and Pixpay, a leading European money manager for teens. At Acorns, customers get automated investing in diversified portfolios, a simple retirement product, a bank account that helps people spend less to invest more, and bonus investments from 20k brands. Parents can easily invest in their kids and get money news they can use to grow at every life stage. From acorns, mighty oaks do grow!

Mission:

With benevolence and courage, we look after the financial best interests of the up-and-coming; beginning with the empowering step of micro-investing.

Values:

• Lead With Heart

• Make Bold Decisions

• Always Build Trust

• Never Stop Growing

• Find a Way

Commitment to a diverse community:

Acorns is committed to building a diverse community of customers, partners, and team members. We believe that fostering diversity not only fuels creativity but also challenges conventional thinking and helps us properly represent the unique experience of the everyday consumer that we serve.

Compensation Information:

The pay range for this position at commencement of employment is expected to be between $62,200 and $70,000/year; however, base pay offered may vary depending on multiple individualized factors, including market location, job-related knowledge, skills, and experience. The total compensation package for this position may also include other elements, including a sign-on bonus, equity grants, and discretionary cash bonus awards in addition to a full range of medical, financial, and/or other benefits (including 401(k) eligibility and various paid time off benefits, such as vacation, sick time, and parental leave), dependent on the position offered. Details of participation in these benefit plans will be provided if an employee receives an offer of employment.

If hired, employee will be in an “at-will position” and the Company reserves the right to modify base salary (as well as any other discretionary payment or compensation program) at any time, including for reasons related to individual performance, Company or individual department/team performance, and market factors.

Work Authorization:

Acorns participates in E-Verify to confirm the employment eligibility of all newly hired employees. For more information about E-Verify, please visit www.e-verify.gov